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Citi

Commercial Associate - AVP

Citi, New York, New York, us, 10261

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Commercial Associate - AVP

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Citi’s Commercial Bank ("CCB") is looking for Full-Time Associates to join the bank. This role supports the Industrials, Consumer and Services ("Core East") coverage team based out of our New York office and supports bankers and client relationships on the East Coast.

The Core East Team within the Commercial Banking Group helps clients maximize growth by leveraging Citi’s banking products, including deposit, lending, cash management, trade, FX and capital markets solutions. The Full-Time Associate Program brings in the best talent and supports them as they develop into commercial banking leaders.

Responsibilities

Conduct company research and industry analysis

Analyze financial data and perform financial modeling (company valuations, discounted cash flow, pro‑forma analyses)

Partner with Bankers and Product teams to identify appropriate products to achieve client goals

Prepare client presentations, pitch books, prospect memos and other decks

Collaborate with internal partners across product, credit risk, investment banking, legal, marketing, operations, risk, compliance, and technology

Engage daily with clients, prospects, and centers of influence

Support the end‑to‑end credit process, including new origination and monitoring of an assigned credit portfolio

Adhere to Citi credit policy and regulatory policies and procedures

Qualifications

2 years’ work experience in credit or commercial banking

Interest in core industries

Formal credit training preferred

Experience partnering with stakeholders to achieve goals

Relationship & pipeline management experience

Proficiency with Salesforce, PitchBook, FactSet (plus)

Strong analytical and problem‑solving skills; proficiency in MS Word, Access, Excel, PowerPoint

Strong communication skills, written & verbal

Bachelor’s degree in Finance, Economics, Accounting, or related field

FINRA licensing SIE, 63 and 79 required or due within 150 days of hire

Job Details Primary Location:

New York, New York, United States

Salary Range:

$130,000.00 - $140,000.00

In addition to salary, Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident and disability insurance; wellness programs; paid time off packages (vacation, sick leave, paid holidays). For additional information please visit citibenefits.com.

EEO Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected characteristic. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please see Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

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