Westfield Bank
VP Commercial Loan Officer Massachusetts
1 day ago Be among the first 25 applicants.
Get AI-powered advice on this job and more exclusive features.
This range is provided by Westfield Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $117,425.00/yr - $176,138.00/yr
Position:
Commercial Loan Officer Department:
Commercial Lending Job Status:
Full-Time FLSA Status:
Exempt Grade:
15 Reports to:
SVP, Senior Lender, Massachusetts Amount of Travel Required:
Some Travel Required Positions Supervised:
None
Position Summary The Commercial Loan Officer is responsible for managing and developing a portfolio of commercial loan and deposit relationships, ensuring alignment with the Bank’s financial goals. This role involves identifying new business opportunities, evaluating loan requests, working along with credit partners to complete credit analysis and preparing loan proposals. The ideal candidate has experience in commercial lending, strong analytical skills and proven ability to cultivate client relationships.
Essential Functions
Develops, manages and grows a portfolio of commercial loan and deposit relationships.
Identifies and pursues new lending opportunities through direct outreach, networking, referrals and community involvement.
Actively identifies and refers cross-sell opportunities to other areas of the Bank.
Contributes to the achievement of Commercial Team goals as it relates to revenue & portfolio growth, asset quality and compliance.
Structures and negotiates loan terms that meet client needs while protecting bank interests.
Collaborates with Credit Analysts, Loan Assistants and other team members to ensure excellent client service.
Monitors loan portfolio performance, manages risk, and maintains compliance with policies and regulations.
Must complete BSA, AML, and other Regulatory and Continuing Education as assigned.
Assumes additional responsibilities as requested.
Position Qualifications Competencies
Accountability
Analytical Skills
Business Development
Negotiation Skills
Productivity
Sales Results
Written Communication
Education/Experience/Skills & Abilities
Minimum 7 years of experience as a commercial lender and ability to manage a large commercial loan portfolio.
Experience as a commercial credit analyst preferred or similar sound credit background.
Knowledge of Small Business Administration guaranty programs.
Strong analytical, verbal, interpersonal and written communication skills.
Strong negotiation and sales ability.
Must be a responsible and independent worker who can interact well with other members of the Commercial Team.
Ability to handle sensitive and confidential situations and documentation.
Ability to prioritize and multi-task.
PHYSICAL DEMANDS Physical Demands Lift/Carry Stand Occasionally (10 lbs or less) Not Applicable Walk Occasionally (11–20 lbs) Not Applicable Sit Frequent (21–50 lbs) Not Applicable Handling/Fingering Occasionally Reach Outward Occasionally Climb Not Applicable Crawl Not Applicable Squat or Kneel Not Applicable Bend Not Applicable Push/Pull Not Applicable 12 lbs or less Not Applicable 13–25 lbs Not Applicable 26–40 lbs Not Applicable 41–100 lbs Not Applicable Over 100 lbs Not Applicable Reach Above Shoulder Not Applicable Lift/Carry Stand Occasionally Walk Occasionally Handle/Fingering Occasionally Climb Not Applicable Climb Not Applicable Physical Demands are not applicable to this occupation. Occupational activity is not applicable to this occupation. O (Occasionally) Occupation requires this activity up to 33% of the time (0–2.5+ hrs/day) F (Frequently) Occupation requires this activity from 33%–66% of the time (2.5–5.5+ hrs/day) C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day).
Other Physical Requirements None
Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Westfield Bank by 2x
Sign in to set job alerts for “Vice President Commercial Loan” roles. West Hartford, CT $125,180.00–$187,770.00 1 day ago
Holyoke, MA $125,000.00–$185,000.00 1 week ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr
Base pay range $117,425.00/yr - $176,138.00/yr
Position:
Commercial Loan Officer Department:
Commercial Lending Job Status:
Full-Time FLSA Status:
Exempt Grade:
15 Reports to:
SVP, Senior Lender, Massachusetts Amount of Travel Required:
Some Travel Required Positions Supervised:
None
Position Summary The Commercial Loan Officer is responsible for managing and developing a portfolio of commercial loan and deposit relationships, ensuring alignment with the Bank’s financial goals. This role involves identifying new business opportunities, evaluating loan requests, working along with credit partners to complete credit analysis and preparing loan proposals. The ideal candidate has experience in commercial lending, strong analytical skills and proven ability to cultivate client relationships.
Essential Functions
Develops, manages and grows a portfolio of commercial loan and deposit relationships.
Identifies and pursues new lending opportunities through direct outreach, networking, referrals and community involvement.
Actively identifies and refers cross-sell opportunities to other areas of the Bank.
Contributes to the achievement of Commercial Team goals as it relates to revenue & portfolio growth, asset quality and compliance.
Structures and negotiates loan terms that meet client needs while protecting bank interests.
Collaborates with Credit Analysts, Loan Assistants and other team members to ensure excellent client service.
Monitors loan portfolio performance, manages risk, and maintains compliance with policies and regulations.
Must complete BSA, AML, and other Regulatory and Continuing Education as assigned.
Assumes additional responsibilities as requested.
Position Qualifications Competencies
Accountability
Analytical Skills
Business Development
Negotiation Skills
Productivity
Sales Results
Written Communication
Education/Experience/Skills & Abilities
Minimum 7 years of experience as a commercial lender and ability to manage a large commercial loan portfolio.
Experience as a commercial credit analyst preferred or similar sound credit background.
Knowledge of Small Business Administration guaranty programs.
Strong analytical, verbal, interpersonal and written communication skills.
Strong negotiation and sales ability.
Must be a responsible and independent worker who can interact well with other members of the Commercial Team.
Ability to handle sensitive and confidential situations and documentation.
Ability to prioritize and multi-task.
PHYSICAL DEMANDS Physical Demands Lift/Carry Stand Occasionally (10 lbs or less) Not Applicable Walk Occasionally (11–20 lbs) Not Applicable Sit Frequent (21–50 lbs) Not Applicable Handling/Fingering Occasionally Reach Outward Occasionally Climb Not Applicable Crawl Not Applicable Squat or Kneel Not Applicable Bend Not Applicable Push/Pull Not Applicable 12 lbs or less Not Applicable 13–25 lbs Not Applicable 26–40 lbs Not Applicable 41–100 lbs Not Applicable Over 100 lbs Not Applicable Reach Above Shoulder Not Applicable Lift/Carry Stand Occasionally Walk Occasionally Handle/Fingering Occasionally Climb Not Applicable Climb Not Applicable Physical Demands are not applicable to this occupation. Occupational activity is not applicable to this occupation. O (Occasionally) Occupation requires this activity up to 33% of the time (0–2.5+ hrs/day) F (Frequently) Occupation requires this activity from 33%–66% of the time (2.5–5.5+ hrs/day) C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day).
Other Physical Requirements None
Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Westfield Bank by 2x
Sign in to set job alerts for “Vice President Commercial Loan” roles. West Hartford, CT $125,180.00–$187,770.00 1 day ago
Holyoke, MA $125,000.00–$185,000.00 1 week ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr