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Talent ACQ

Credit Specialist

Talent ACQ, Annapolis, Maryland, United States, 21403

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Base pay range $65,000.00/yr - $75,000.00/yr

Senior Credit Administrator

Summary / Objective The

Senior Credit Administrator

is responsible for assessing the creditworthiness and financial stability of both prospective and existing customers. This role manages the company’s credit portfolio to minimize outstanding accounts receivable and bad debt exposure while ensuring efficient, high-quality credit operations and customer service.

Essential Functions

Monitor and manage

Days Sales Outstanding (DSO)

and ensure timely collection of finance charges.

Oversee all company credit accounts, evaluating and maintaining customer creditworthiness on an ongoing basis.

Review and approve credit applications

up to

$50,000 , including performing credit reference checks, validating data accuracy, and issuing approval or denial communications.

Establish and maintain new customer accounts with appropriate credit limits and terms.

Continuously

monitor credit exposure

and proactively communicate with customers to prevent overextension.

Generate and distribute

credit hold reports

to Customer Service, Sales, and the CFO as needed.

Partner with

Sales and Customer Service

to resolve payment issues and provide insight into customer payment history and trends.

Investigate and resolve credit discrepancies; process account adjustments or corrective actions promptly.

Serve as the company representative in

collection proceedings , providing documentation or testimony when required.

Maintain professional relationships with the

National Association of Credit Management

and represent the company within the credit and finance community as needed.

Qualifications

Bachelor’s degree in Accounting, Finance, or related field preferred.

5+ years

of credit, collections, or financial risk management experience.

Strong understanding of credit analysis, financial statements, and collection law.

Excellent communication, negotiation, and analytical skills.

Proficiency with Microsoft Office and ERP/accounting systems.

Ability to maintain professionalism and diplomacy while resolving credit or payment issues.

Seniority level Associate

Employment type Full-time

Job function Accounting/Auditing, Customer Service, and Administrative

Industries Construction

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