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Winchester Savings Bank

VP Commercial Loan Officer

Winchester Savings Bank, Winchester, Massachusetts, us, 01890

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Summary: Attract, develop and maintain CRE & C&I business relationships within the bank’s lending radius. Expand commercial lending and deposit relationships through cross‑selling.

Responsibilities

Generate new business opportunities and attract and retain quality clients.

Screen new loan applicants; collect and analyze financial and related data to establish creditworthiness.

Ensure timely submission of complete applications with supporting documentation to create a smooth process from application to loan closing.

Negotiate credit terms and conditions and structure loans in compliance with bank policies.

Promote and sell related bank financial products and services as appropriate.

Develop and maintain a network of professional relationships for referrals.

Participate in community activities to promote and strengthen the image of the bank.

Qualifications

3 years of commercial credit experience and/or commercial lending experience.

Proven ability to negotiate and structure a range of CRE & C&I deals from simple to complex.

Solid financial analysis skills and strong understanding of loan documentation.

Excellent organizational, reasoning, communication, team, self‑motivation, and multi‑tasking skills.

Proficient PC skills in Microsoft Office Suite (Excel, Word, PowerPoint).

Employment Details

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Finance and Sales

Industry: Banking

Location: Winchester, MA

Salary range: $175,000 - $250,000

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