First Guaranty Bank
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Loan Operations Specialist
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First Guaranty Bank Description: Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities. Position Summary As a Loan Operations Specialist at First Guaranty Bank, you will play a key role in supporting the bank’s lending activities by performing a variety of operational tasks throughout the loan lifecycle. This multi-functional position requires a detail-oriented and adaptable team member who can manage loan booking, collateral documentation, quality control, escrow administration, utilize new technology including artificial intelligence and general loan servicing. You will work closely with lenders, processing staff, and other departments to ensure accurate processing and exceptional service to our customers and communities. Essential Duties and Responsibilities
Loan Booking & Documentation: Accurately book loans into the core system based on approved credit packages. Ensure all required documentation is received, properly executed, and compliant with bank policies and regulatory standards. Assist with planned future automation of this function. Collateral Review & Management: Review collateral documents for completeness and accuracy. Ensure proper lien perfection and timely filing of UCCs, deeds of trust, and other instruments. May assist with loan documentation filing and database organization. Quality Control & Compliance: Perform post-closing reviews to verify loan file integrity and compliance. Identify and resolve discrepancies in coordination with lending staff. Escrow Administration: Set up and maintain escrow accounts for taxes and insurance. Process disbursements and conduct annual escrow analyses. Loan Servicing Support: Assist with payment processing, payoff requests, and customer inquiries. Support internal and external audits and regulatory exams. Department Accounting Monthly Reports: Produce or assist with daily required accounting reconciliations; produce or assist with weekly or monthly required accounting reconciliations; conduct or assist with requested loan accounting research. Team Collaboration & Process Improvement: Collaborate with loan officers, loan processors and other bank staff to ensure smooth operations. Recommend and implement process improvements to enhance efficiency and service quality. Be available as needed to cross train and perform additional tasks as assigned. Adheres to the BSA Policy and all other Bank Policies. Other duties and responsibilities may be assigned by the supervisor. Minimum Qualifications (Education, Experience, Skills)
Knowledge of consumer and commercial lending, real estate, loan documentation, lien documentation, as well as state and federal compliance and lending regulations Excellent written and verbal communication skills Ability to work independently, efficiently, and innovatively as part of a team Thrives in fast-paced, deadline-driven settings Computer skills, including proficiency in Microsoft Word and Microsoft Office Minimum 2-4 years of experience in commercial bank or other financial institution is preferred Knowledge of Loan operating systems such as FIS Horizon, Finestra Laser Pro or Abrigo Knowledge of Microsoft Copilot or other artificial intelligence platforms Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. The employee is regularly required to talk and hear, use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand, walk, sit, reach with hands and arms, climb or balance, and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level is usually moderate. All duties and responsibilities are essential functions and requirements and are subject to modification to accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to health or safety. The requirements listed are the minimum levels of knowledge, skills or abilities. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Banking Referrals increase your chances of interviewing at First Guaranty Bank by 2x
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Loan Operations Specialist
role at
First Guaranty Bank Description: Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities. Position Summary As a Loan Operations Specialist at First Guaranty Bank, you will play a key role in supporting the bank’s lending activities by performing a variety of operational tasks throughout the loan lifecycle. This multi-functional position requires a detail-oriented and adaptable team member who can manage loan booking, collateral documentation, quality control, escrow administration, utilize new technology including artificial intelligence and general loan servicing. You will work closely with lenders, processing staff, and other departments to ensure accurate processing and exceptional service to our customers and communities. Essential Duties and Responsibilities
Loan Booking & Documentation: Accurately book loans into the core system based on approved credit packages. Ensure all required documentation is received, properly executed, and compliant with bank policies and regulatory standards. Assist with planned future automation of this function. Collateral Review & Management: Review collateral documents for completeness and accuracy. Ensure proper lien perfection and timely filing of UCCs, deeds of trust, and other instruments. May assist with loan documentation filing and database organization. Quality Control & Compliance: Perform post-closing reviews to verify loan file integrity and compliance. Identify and resolve discrepancies in coordination with lending staff. Escrow Administration: Set up and maintain escrow accounts for taxes and insurance. Process disbursements and conduct annual escrow analyses. Loan Servicing Support: Assist with payment processing, payoff requests, and customer inquiries. Support internal and external audits and regulatory exams. Department Accounting Monthly Reports: Produce or assist with daily required accounting reconciliations; produce or assist with weekly or monthly required accounting reconciliations; conduct or assist with requested loan accounting research. Team Collaboration & Process Improvement: Collaborate with loan officers, loan processors and other bank staff to ensure smooth operations. Recommend and implement process improvements to enhance efficiency and service quality. Be available as needed to cross train and perform additional tasks as assigned. Adheres to the BSA Policy and all other Bank Policies. Other duties and responsibilities may be assigned by the supervisor. Minimum Qualifications (Education, Experience, Skills)
Knowledge of consumer and commercial lending, real estate, loan documentation, lien documentation, as well as state and federal compliance and lending regulations Excellent written and verbal communication skills Ability to work independently, efficiently, and innovatively as part of a team Thrives in fast-paced, deadline-driven settings Computer skills, including proficiency in Microsoft Word and Microsoft Office Minimum 2-4 years of experience in commercial bank or other financial institution is preferred Knowledge of Loan operating systems such as FIS Horizon, Finestra Laser Pro or Abrigo Knowledge of Microsoft Copilot or other artificial intelligence platforms Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. The employee is regularly required to talk and hear, use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand, walk, sit, reach with hands and arms, climb or balance, and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level is usually moderate. All duties and responsibilities are essential functions and requirements and are subject to modification to accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to health or safety. The requirements listed are the minimum levels of knowledge, skills or abilities. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Banking Referrals increase your chances of interviewing at First Guaranty Bank by 2x
#J-18808-Ljbffr