The Related Group
The Related Group
2850 Tigertail Ave
Coconut Grove, FL 33133, USA
The Senior Director - Risk Management is responsible for overseeing all insurance, claims, safety, and risk management functions for The Related Group. This senior-level position provides strategic direction and technical expertise to mitigate risk across a diverse real estate portfolio, including luxury high‑rise condominiums, multi‑state market‑rate apartments, and affordable housing developments. The role provides direct risk management oversight for the company's in‑house General Contracting divisions.
Key Areas of Responsibility Insurance Program Management & Corporate Risk
Design, market, procure, and manage all corporate and project‑specific insurance programs, including complex
Owner‑Controlled Insurance Programs (OCIPs) , General Liability, Workers' Compensation, and pollution liability.
Strategic Renewals:
Lead the annual insurance renewal process, gathering and analyzing exposure data to optimize program structures and pricing.
Risk Administration:
Manage key broker and carrier relationships. Oversee all risk management administrative functions, including premium allocations, claims payments, and the issuance of certificates of insurance.
Surety:
Implement and oversee the company’s bonding programs.
Strategic Wind Management:
Oversee the placement and management of Property and Builders Risk programs with a specific focus on
CAT‑exposed Coastal Wind
risks in Florida and other coastal markets.
Deductible Analysis:
Perform high‑level financial analysis of windstorm deductibles versus premium savings. Evaluate and negotiate
wind buy‑down policies
to reduce corporate exposure to named storm events.
Modeling & Exposure:
Utilize and interpret catastrophe (CAT) modeling data to assess probable maximum loss (PML) and determine appropriate limits for high‑value assets.
Project Placement:
Work with Development staff to structure Builders Risk policies that account for phased construction, delay in completion (soft costs), and specific wind‑load risks associated with high‑rise vs. wood‑frame construction.
Claims Oversight
Lead and manage the entire claims process for all lines (GL, WC, Property, Auto).
Serve as the primary point of contact for complex, high‑exposure litigation, particularly
Construction Defect (CD)
and
Completed Operations
claims common in the Florida condo market.
Direct claims strategy in partnership with defense counsel, manage TPA relationships, and oversee the loss adjustment and document production process.
Safety & Loss Control
Hurricane Preparedness:
Lead the development and execution of the
annual Hurricane Preparedness Plan
and training for all corporate assets and job sites.
Safety Program Development:
Develop, implement, and oversee all corporate safety programs and policies. Provide direct safety and risk management oversight for the company's
in‑house General Contracting
divisions.
Site Assessment:
Direct and analyze site‑specific risk assessments, including
CPTED (Crime Prevention Through Environmental Design)
evaluations for multifamily properties.
Contract Review & Technical Analysis
Contract Review:
Serve as the subject matter expert for all contract reviews, analyzing and negotiating insurance indemnity, and risk‑related provisions in agreements with third‑party GCs, subcontractors, and other partners.
Technical Risk Analysis:
Advise teams on technical risk issues such as
Florida‑specific liability statutes (e.g., F.S. 786.0706)
and
flood zone reclassifications (LOMA) .
Qualifications
Undergraduate degree in finance, risk management, accounting, or a related field.
Professional designations such as
CPCU, ARM, or CRIS .
10+ years
of progressive experience in risk management, with a heavy emphasis on the
real estate development or construction industries .
Expert‑level, technical knowledge
of construction insurance, including
OCIPs/CCIPs, General Liability, Completed Operations, and Construction Defect
liability.
Deep understanding of
Property and Builders Risk
markets, specifically regarding
Wind/Hail deductibles
and coastal restrictions.
Demonstrable experience reading and interpreting complex construction and development contracts.
A self‑starting decision‑maker who can work independently and manage a high‑volume workload.
Preferred Qualifications
Specific experience with the
Florida luxury high‑rise condominium
market and associated liability.
Experience managing risk for
multi‑state, wood‑frame apartment
construction projects.
Experience developing and implementing corporate‑wide safety programs.
Property/Casualty Insurance License.
Excellent systems aptitude with strong Excel skills.
Benefits as a Related Employee
Base Salary and Performance bonus.
The benefits package includes 100 percent employer‑paid life and disability insurance.
Employer Matching 401(k).
Upward Mobility.
Employee Engagement and Wellness programs.
Company‑paid Vacation, Sick, Personal, and Holiday Time.
Opportunities for Professional Development and Tuition Reimbursement.
The Related Group is proud to be an Equal Opportunity Employer.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr
The Senior Director - Risk Management is responsible for overseeing all insurance, claims, safety, and risk management functions for The Related Group. This senior-level position provides strategic direction and technical expertise to mitigate risk across a diverse real estate portfolio, including luxury high‑rise condominiums, multi‑state market‑rate apartments, and affordable housing developments. The role provides direct risk management oversight for the company's in‑house General Contracting divisions.
Key Areas of Responsibility Insurance Program Management & Corporate Risk
Design, market, procure, and manage all corporate and project‑specific insurance programs, including complex
Owner‑Controlled Insurance Programs (OCIPs) , General Liability, Workers' Compensation, and pollution liability.
Strategic Renewals:
Lead the annual insurance renewal process, gathering and analyzing exposure data to optimize program structures and pricing.
Risk Administration:
Manage key broker and carrier relationships. Oversee all risk management administrative functions, including premium allocations, claims payments, and the issuance of certificates of insurance.
Surety:
Implement and oversee the company’s bonding programs.
Strategic Wind Management:
Oversee the placement and management of Property and Builders Risk programs with a specific focus on
CAT‑exposed Coastal Wind
risks in Florida and other coastal markets.
Deductible Analysis:
Perform high‑level financial analysis of windstorm deductibles versus premium savings. Evaluate and negotiate
wind buy‑down policies
to reduce corporate exposure to named storm events.
Modeling & Exposure:
Utilize and interpret catastrophe (CAT) modeling data to assess probable maximum loss (PML) and determine appropriate limits for high‑value assets.
Project Placement:
Work with Development staff to structure Builders Risk policies that account for phased construction, delay in completion (soft costs), and specific wind‑load risks associated with high‑rise vs. wood‑frame construction.
Claims Oversight
Lead and manage the entire claims process for all lines (GL, WC, Property, Auto).
Serve as the primary point of contact for complex, high‑exposure litigation, particularly
Construction Defect (CD)
and
Completed Operations
claims common in the Florida condo market.
Direct claims strategy in partnership with defense counsel, manage TPA relationships, and oversee the loss adjustment and document production process.
Safety & Loss Control
Hurricane Preparedness:
Lead the development and execution of the
annual Hurricane Preparedness Plan
and training for all corporate assets and job sites.
Safety Program Development:
Develop, implement, and oversee all corporate safety programs and policies. Provide direct safety and risk management oversight for the company's
in‑house General Contracting
divisions.
Site Assessment:
Direct and analyze site‑specific risk assessments, including
CPTED (Crime Prevention Through Environmental Design)
evaluations for multifamily properties.
Contract Review & Technical Analysis
Contract Review:
Serve as the subject matter expert for all contract reviews, analyzing and negotiating insurance indemnity, and risk‑related provisions in agreements with third‑party GCs, subcontractors, and other partners.
Technical Risk Analysis:
Advise teams on technical risk issues such as
Florida‑specific liability statutes (e.g., F.S. 786.0706)
and
flood zone reclassifications (LOMA) .
Qualifications
Undergraduate degree in finance, risk management, accounting, or a related field.
Professional designations such as
CPCU, ARM, or CRIS .
10+ years
of progressive experience in risk management, with a heavy emphasis on the
real estate development or construction industries .
Expert‑level, technical knowledge
of construction insurance, including
OCIPs/CCIPs, General Liability, Completed Operations, and Construction Defect
liability.
Deep understanding of
Property and Builders Risk
markets, specifically regarding
Wind/Hail deductibles
and coastal restrictions.
Demonstrable experience reading and interpreting complex construction and development contracts.
A self‑starting decision‑maker who can work independently and manage a high‑volume workload.
Preferred Qualifications
Specific experience with the
Florida luxury high‑rise condominium
market and associated liability.
Experience managing risk for
multi‑state, wood‑frame apartment
construction projects.
Experience developing and implementing corporate‑wide safety programs.
Property/Casualty Insurance License.
Excellent systems aptitude with strong Excel skills.
Benefits as a Related Employee
Base Salary and Performance bonus.
The benefits package includes 100 percent employer‑paid life and disability insurance.
Employer Matching 401(k).
Upward Mobility.
Employee Engagement and Wellness programs.
Company‑paid Vacation, Sick, Personal, and Holiday Time.
Opportunities for Professional Development and Tuition Reimbursement.
The Related Group is proud to be an Equal Opportunity Employer.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr