HireLogic Search Group
Head Underwriter - Life
Our client, a prominent insurance company, is looking for a Head Underwriter - Life to join their executive leadership team. This executive role is responsible for leading the underwriting strategy, governance, and execution for the organization's life insurance portfolio. The Head Underwriter will oversee a team of underwriters to ensure underwriting principles, risk assessment, and policy issuance align with corporate objectives, regulatory requirements, and profitability targets.
Location:
Miami, FL
Relocation Package:
Relocation package to the Miami, FL area included in the offer if necessary.
Employment Type:
Full-time
Seniority Level:
Executive
Duties & Responsibilities Strategic Define and implement underwriting strategy and risk appetite for the life division. Ensure underwriting practices align with business goals and regulatory standards. Provide technical expertise to executive leadership on underwriting trends, mortality experience, and market competitiveness. Partner with Product, Actuarial, and Distribution teams to design and launch competitive life insurance products.
Operational Oversight Lead and mentor a team of life underwriters and underwriting managers. Establish underwriting authorities, guidelines, and quality control processes. Review and approve high-value or complex life applications exceeding underwriter authority limits. Recommend and implement automation, digital tools, and data analytics to improve efficiency and decision accuracy.
Risk and Compliance Management Ensure compliance with local and international underwriting regulations, company policies, and anti-money laundering standards. Encourage strong governance, audit alignment, and risk control culture. Monitor portfolio performance, identifying emerging risks and recommending corrective actions. Maintain close coordination with reinsurance partners to ensure proper treaty utilization and adherence to guidelines.
Collaboration and Stakeholder Management Work with Claims, Finance, and Actuarial departments to assess experience studies and refine underwriting assumptions. Represent underwriting in internal committees and external industry forums.
Required Qualifications and Experience Education Bachelor’s degree in Business, Finance, Actuarial Science, or related field (Master’s preferred).
Experience Minimum 7+ years of progressive life underwriting experience, with at least 5 years in a leadership role.
Technical Knowledge Advanced knowledge of life underwriting principles, mortality risk assessment, and reinsurance practices.
Preferred Designations Professional designations such as FALU, FLMI, CLU, or equivalent preferred.
Core Skills Strong analytical, decision-making, and people management skills. Demonstrated ability to lead underwriting transformation and automation initiatives.
Languages Fluent in English and Spanish required.
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Location:
Miami, FL
Relocation Package:
Relocation package to the Miami, FL area included in the offer if necessary.
Employment Type:
Full-time
Seniority Level:
Executive
Duties & Responsibilities Strategic Define and implement underwriting strategy and risk appetite for the life division. Ensure underwriting practices align with business goals and regulatory standards. Provide technical expertise to executive leadership on underwriting trends, mortality experience, and market competitiveness. Partner with Product, Actuarial, and Distribution teams to design and launch competitive life insurance products.
Operational Oversight Lead and mentor a team of life underwriters and underwriting managers. Establish underwriting authorities, guidelines, and quality control processes. Review and approve high-value or complex life applications exceeding underwriter authority limits. Recommend and implement automation, digital tools, and data analytics to improve efficiency and decision accuracy.
Risk and Compliance Management Ensure compliance with local and international underwriting regulations, company policies, and anti-money laundering standards. Encourage strong governance, audit alignment, and risk control culture. Monitor portfolio performance, identifying emerging risks and recommending corrective actions. Maintain close coordination with reinsurance partners to ensure proper treaty utilization and adherence to guidelines.
Collaboration and Stakeholder Management Work with Claims, Finance, and Actuarial departments to assess experience studies and refine underwriting assumptions. Represent underwriting in internal committees and external industry forums.
Required Qualifications and Experience Education Bachelor’s degree in Business, Finance, Actuarial Science, or related field (Master’s preferred).
Experience Minimum 7+ years of progressive life underwriting experience, with at least 5 years in a leadership role.
Technical Knowledge Advanced knowledge of life underwriting principles, mortality risk assessment, and reinsurance practices.
Preferred Designations Professional designations such as FALU, FLMI, CLU, or equivalent preferred.
Core Skills Strong analytical, decision-making, and people management skills. Demonstrated ability to lead underwriting transformation and automation initiatives.
Languages Fluent in English and Spanish required.
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