Affirm
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Staff Product Manager, Card Experience
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Affirm Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The affirm card is at a massive inflection point. We have reached millions of cardholders inside our network, but we are just scratching the surface of a 150M+ external TAM. We are looking for a Staff Product Manager to own the critical Pre-Swipe Experience – the defining moments between a user saying 'yes' to the card and making their first purchase. This is not just an optimization role; it is a 0->1 strategic ownership role. You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. Your mandate is to make the onboarding process butter smooth in an industry known for friction, turning complex financial compliance into a magical, instant consumer experience. You will lead the vision for how we welcome millions of new users, creating the fastest, most delightful path to share of wallet. You will build the bets that change how people think about cards, spend and pay over time for many years to come. What You'll Do
Own the 'Pre-Swipe' Vision: Define the long‑term strategy for Card Activation and New User Experience. Own the roadmap for taking a user from 'Interested' to 'Ready to Transact,' bridging the gap between digital provisioning and physical card unboxing. Build 0->1 Growth Bets: Identify and launch net-new features that drive activation. Whether it’s gamified onboarding, instant wallet provisioning (Apple/Google Pay), or novel first‑use incentives, lead the charge on innovation. Obsess Over the Funnel: Manage the end‑to‑end checkout and activation funnel. Ruthlessly eliminate friction, optimize speed, clarity, and delight, ensuring drop‑off rates are industry‑leading lows. Cross‑Functional Leadership: Act as conductor for a complex group of stakeholders. Partner deeply with Engineering to decouple growth from platform debt, and work with Design to ensure UX is world‑class. Navigate Complexity: Work hand‑in‑glove with Risk, Legal, and Compliance to invent new ways to onboard users safely without sacrificing speed. Drive Activation Economics: Own the metrics that matter – Time‑to‑First‑Transaction, 30‑Day Activation Rates, and Wallet Provisioning penetration. What We Look For
7+ years of Product Management experience, with a clear track record in consumer mobile apps, fintech, or neobanks. Experience owning critical funnels – deep experience optimizing high‑stakes conversion flows (checkouts, sign‑ups, KYC) and understanding user activation psychology. 0->1 Builder Mentality: History of launching new products or features from scratch that fundamentally changed user behavior. Technical & Design Fluency: Speak engineering language (API constraints, latency) and hold a high bar for UI/UX design. Strategic Influence: Lead without authority, align senior stakeholders, guide embedded engineering and design pods through ambiguity. Data‑Driven Intuition: Fluent in SQL/Amplitude and solve bottlenecks with product intuition. Requirement: Either equivalent experience or a Bachelor’s degree in a related field. Pay Grade: P Equity Grade: 13 Base pay ranges: USA (CA, WA, NY, NJ, CT): $225,000 – $275,000 per year. USA (all other states): $200,000 – $250,000 per year. Employees new to affirm typically start at the beginning of the pay range. Our compensation structure considers location, experience, and job‑related skills. Affirm focuses on a simple, transparent pay structure based on a variety of factors. Affirm is proud to be a remote‑first company. The majority of roles are remote and you can work almost anywhere within the country of employment. Benefits
Health care coverage – affirm covers all premiums for all coverage levels for you and your dependents. Flexible Spending Wallets – generous stipends for technology, food, lifestyle, and family expenses. Time off – competitive vacation and holiday schedules. ESPP – employee stock purchase plan enabling discount share purchases. We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We provide reasonable accommodations to candidates needing individualized support. For U.S. positions that could be performed in Los Angeles or San Francisco, affirm will consider qualified applicants with arrest and conviction records under the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance. By clicking Submit Application, you acknowledge that you have read affirm’s Global Candidate Privacy Notice and give informed consent to collection, processing, use and storage of your personal information as described. Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Product Management and Marketing
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Staff Product Manager, Card Experience
role at
Affirm Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The affirm card is at a massive inflection point. We have reached millions of cardholders inside our network, but we are just scratching the surface of a 150M+ external TAM. We are looking for a Staff Product Manager to own the critical Pre-Swipe Experience – the defining moments between a user saying 'yes' to the card and making their first purchase. This is not just an optimization role; it is a 0->1 strategic ownership role. You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. Your mandate is to make the onboarding process butter smooth in an industry known for friction, turning complex financial compliance into a magical, instant consumer experience. You will lead the vision for how we welcome millions of new users, creating the fastest, most delightful path to share of wallet. You will build the bets that change how people think about cards, spend and pay over time for many years to come. What You'll Do
Own the 'Pre-Swipe' Vision: Define the long‑term strategy for Card Activation and New User Experience. Own the roadmap for taking a user from 'Interested' to 'Ready to Transact,' bridging the gap between digital provisioning and physical card unboxing. Build 0->1 Growth Bets: Identify and launch net-new features that drive activation. Whether it’s gamified onboarding, instant wallet provisioning (Apple/Google Pay), or novel first‑use incentives, lead the charge on innovation. Obsess Over the Funnel: Manage the end‑to‑end checkout and activation funnel. Ruthlessly eliminate friction, optimize speed, clarity, and delight, ensuring drop‑off rates are industry‑leading lows. Cross‑Functional Leadership: Act as conductor for a complex group of stakeholders. Partner deeply with Engineering to decouple growth from platform debt, and work with Design to ensure UX is world‑class. Navigate Complexity: Work hand‑in‑glove with Risk, Legal, and Compliance to invent new ways to onboard users safely without sacrificing speed. Drive Activation Economics: Own the metrics that matter – Time‑to‑First‑Transaction, 30‑Day Activation Rates, and Wallet Provisioning penetration. What We Look For
7+ years of Product Management experience, with a clear track record in consumer mobile apps, fintech, or neobanks. Experience owning critical funnels – deep experience optimizing high‑stakes conversion flows (checkouts, sign‑ups, KYC) and understanding user activation psychology. 0->1 Builder Mentality: History of launching new products or features from scratch that fundamentally changed user behavior. Technical & Design Fluency: Speak engineering language (API constraints, latency) and hold a high bar for UI/UX design. Strategic Influence: Lead without authority, align senior stakeholders, guide embedded engineering and design pods through ambiguity. Data‑Driven Intuition: Fluent in SQL/Amplitude and solve bottlenecks with product intuition. Requirement: Either equivalent experience or a Bachelor’s degree in a related field. Pay Grade: P Equity Grade: 13 Base pay ranges: USA (CA, WA, NY, NJ, CT): $225,000 – $275,000 per year. USA (all other states): $200,000 – $250,000 per year. Employees new to affirm typically start at the beginning of the pay range. Our compensation structure considers location, experience, and job‑related skills. Affirm focuses on a simple, transparent pay structure based on a variety of factors. Affirm is proud to be a remote‑first company. The majority of roles are remote and you can work almost anywhere within the country of employment. Benefits
Health care coverage – affirm covers all premiums for all coverage levels for you and your dependents. Flexible Spending Wallets – generous stipends for technology, food, lifestyle, and family expenses. Time off – competitive vacation and holiday schedules. ESPP – employee stock purchase plan enabling discount share purchases. We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We provide reasonable accommodations to candidates needing individualized support. For U.S. positions that could be performed in Los Angeles or San Francisco, affirm will consider qualified applicants with arrest and conviction records under the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance. By clicking Submit Application, you acknowledge that you have read affirm’s Global Candidate Privacy Notice and give informed consent to collection, processing, use and storage of your personal information as described. Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Product Management and Marketing
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