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The Agency

Commercial Lender (Austin)

The Agency, Austin, Minnesota, United States, 55912

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Commercial Lender: Our client is seeking a highly motivated and relationship-driven

Commercial Lender

to join their dynamic financial institution. This individual will play a key role in developing client relationships, managing a commercial loan portfolio, and delivering tailored financial solutions that support business growth. The ideal candidate is proactive, analytical, and client-focused, with strong credit acumen and a commitment to excellence.

Key Responsibilities Develop and manage a high-quality portfolio of commercial loans, ensuring strong credit performance and client satisfaction. Identify, pursue, and cultivate new business banking relationships within the community. Conduct detailed financial analysis, including cash flow, collateral, creditworthiness, and risk assessment. Structure and recommend loan terms that comply with bank policies and regulatory requirements. Prepare credit packages and present loan requests to internal loan committees. Maintain proactive communication with clients to understand evolving needs and propose appropriate financial solutions. Collaborate with credit, underwriting, and treasury teams to ensure a seamless client experience. Monitor loan performance, manage risk, and oversee timely renewals within the portfolio. Represent the institution at community events and networking functions to enhance visibility and support business development.

Qualifications Bachelors degree in Finance, Business, Accounting, or a related field (preferred). 13+ years of experience

in commercial lending, business banking, or a related financial role. Strong credit analysis and financial modeling skills. Demonstrated ability to grow and maintain client relationships. Excellent communication, negotiation, and presentation skills. Knowledge of banking regulations, loan structures, and risk management principles. Self-driven, detail-oriented, and capable of working both independently and in a collaborative environment.