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Texas Trust Credit Union

Bankruptcy Specialist - Collections

Texas Trust Credit Union, Arlington, Texas, United States, 76000

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Bankruptcy Specialist - Collections Texas Trust Credit Union.

Responsibilities

Coach and direct each employee to assure maximum effort is being place on each account

Responsible for mortgage collections while assisting with forbearances and modifications

Assisting in sending out required letters on delinquent Mortgages

Responsible for in‑house assigned delinquent accounts according to collection procedures and credit union policies

Skip and track down debtors to meet contractual obligations

Responsible for collection and resolution of delinquent credit cards

Arrange and monitor check‑by‑phone payments

Assist with training and development of new employees

Assist with approvals of offset transfers and skip a pays

Reaffirmations for Chapter 7 bankruptcy and Proof of Claims for Chapter 13 bankruptcy; monitoring bankruptcy accounts

Process bankruptcy payments

Correspondence with credit union bankruptcy attorney

Degree of understanding legal documents

Resolve escalated account issues and answer escalated complaints

Counsel members with financial difficulties and offer alternative financial options to bring accounts current

Advise the Collection Manager on matters concerning delinquencies and collections

Work directly with all collection agencies and attorneys representing the Credit Union

Responsible for the monitoring of all bankruptcies received by the Credit Union and accurate maintenance of bankruptcy records

Responsible for collecting any remaining deficiency and foreclosure balances

Comply with established regulations and law requirements

Practice and bring to life with the team our “Yes And… culture

Perform other duties as assigned

Required Experience

Must have a minimum of five (5) years’ experience in consumer collections

Skills, Education and / or Certifications Required

High school graduate or equivalent

Must have a working knowledge of current Windows OS and MS Office software

Must be capable of performing in a fast‑paced office environment

Must have demonstrated ability to communicate effectively in writing, by telephone and in person, and understand individual member's financial problems

Must be able to prioritize tasks to accomplish objectives within desired time frames

Must be cognizant of laws and policies governing the conduct of this position

Equal Opportunity Statement Texas Trust Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Seniority Level Mid‑Senior level

Employment Type Full‑time

Job Function Finance and Sales; Industries: Banking

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