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Regions Bank

Mortgage Loan Officer Texas

Regions Bank, Austin, Texas, us, 78716

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Mortgage Loan Officer Texas

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Regions Bank .

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength, and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to safeguarding and protecting private and personally identifiable information you submit. Your information will be collected and reviewed by Associates, consultants, and vendors in order to evaluate your qualifications and experience for this role and will not be used for marketing purposes.

Job Description At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

Completes mortgage applications for submission to the loan processing and underwriting departments

Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history

Maintains contact with loan customers, communicating progress of loans and obtaining required documentation

Structures loans to comply with acceptable lending practices and federal regulations

Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact

Answers customer calls and walk-in customers to discuss loan products and qualification information

Makes sales calls on potential or existing customers as established in Regions’ marketing plan to develop new business or retain existing business

Cross-sells other bank products and services

Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position tracks time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is a commission-based job. Associates in this role have historically earned total compensation averaging $20,000 – $100,000+ per year, depending on location, performance, and production.

Requirements

High School Diploma or GED

One (1) year of mortgage lending experience with proven mortgage production

Abundant mortgage experience developing external business via referral partners in the market, including but not limited to realtors, builders, and financial planners

Registration with the Nationwide Mortgage Licensing System and Registry (NMLS)

See https://fedregistry.nationwidelicensingsystem.org for more information on registration.

Preferences

Bachelor’s degree

Prior Mortgage Loan Officer experience

Skills and Competencies

Good organizational skills

Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

Knowledgeable on agency and investor regulations and guidelines

Ability to build and maintain internal and external relationships to deliver high levels of service

Ability to multi-task competing priorities and meet tight deadlines

Proficient in Microsoft Office products

Sales acumen

Strong written and verbal communication skills

Positions may be available in other cities within Texas

Preferred

Mortgage Loan Officers with a minimum of $1 M per month average proven production volume

Current mortgage origination experience

Position Type Full time

Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees may earn commission based on performance against defined metrics and goals.

Benefits Information

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

To learn more about Regions’ benefits, visit https://www.regions.com/about-regions/welcome-portal/benefits

Location Details Greenway Plaza – Houston, Texas.

Equal Opportunity Employer We are an Equal Opportunity Employer/including Disabled/Veterans.

Job applications are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period but can be closed at any time at the discretion of the company.

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