Farm Bureau Bank
Senior Mortgage Underwriter
Join to apply for the
Senior Mortgage Underwriter
role at
Farm Bureau Bank .
Location: San Antonio, Texas (in-person, with potential for hybrid schedule after 90 days).
Full-time . Seniority level: Mid‑Senior level. Job function: Finance and Sales. Industries: Banking.
Why Us The Farm Bureau Bank team is rooted in service, strong relationships, and meaningful results. We offer financial services that support hardworking individuals who recognize the vital role of farming, ranching, and agriculture across the United States. Beyond traditional banking, we cultivate lasting partnerships, nurture growth, and aim to support rural communities that are often underserved by the banking industry.
Benefits
Affordable Medical, Dental and Vision coverage
Outstanding 401(k) - Employer match up to 5%
Paid Volunteer Hours
Accrued Paid Time Off (PTO) & Paid Holidays
Life Insurance and Long‑Term Disability (company paid)
Continuing Education Opportunities
View all available benefit options at Farmbureau.bank.
Responsibilities
Help grow the Farm Bureau Mortgage brand.
Review and analyze mortgage loan applications, credit reports, income, assets, and property appraisals.
Ensure loans meet company, investor, FHA, VA, and other agency guidelines.
Determine creditworthiness and risk level of applicants.
Identify potential fraud or compliance issues and elevate as needed.
Approve, suspend, or decline loans based on underwriting standards.
Communicate decisions and conditions clearly to loan officers and processors.
Maintain adherence to federal and state regulations, including TRID and HMDA.
Respond to audits and quality control reviews promptly.
Mentor junior underwriters and assist with training.
Work closely with processing, closing, and sales teams to resolve complex scenarios.
Utilize Loan Origination Systems for accurate documentation.
Prepare reports for management as required.
Maintain a tickler system.
Perform other duties as assigned.
Education and Experience
High school diploma or equivalent.
Minimum of five (5) years Mortgage Loan Underwriting experience with mortgage products, including conventional, FHA, VA, and USDA loans.
Leadership experience a plus.
EEO Commitment Farm Bureau Bank is an equal opportunity/affirmative action employer and complies with all applicable federal, state, and local fair employment practices laws. Farm Bureau Bank strictly prohibits and does not tolerate discrimination against team members, applicants, or any other covered persons because of race, color, religion or creed, national origin or ancestry, sex (including gender, pregnancy, sexual orientation, and gender identity) age, physical or mental disability, citizenship, veteran status, or genetic information, or any other characteristic protected by applicable federal, state, or local law. All team members and anyone doing business with the Bank (including vendors, clients, and visitors) are prohibited from engaging in unlawful discrimination. This applies to all employment actions, including but not limited to, recruitment, hiring, training, promotion, discipline, compensation benefits and termination of employment.
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Senior Mortgage Underwriter
role at
Farm Bureau Bank .
Location: San Antonio, Texas (in-person, with potential for hybrid schedule after 90 days).
Full-time . Seniority level: Mid‑Senior level. Job function: Finance and Sales. Industries: Banking.
Why Us The Farm Bureau Bank team is rooted in service, strong relationships, and meaningful results. We offer financial services that support hardworking individuals who recognize the vital role of farming, ranching, and agriculture across the United States. Beyond traditional banking, we cultivate lasting partnerships, nurture growth, and aim to support rural communities that are often underserved by the banking industry.
Benefits
Affordable Medical, Dental and Vision coverage
Outstanding 401(k) - Employer match up to 5%
Paid Volunteer Hours
Accrued Paid Time Off (PTO) & Paid Holidays
Life Insurance and Long‑Term Disability (company paid)
Continuing Education Opportunities
View all available benefit options at Farmbureau.bank.
Responsibilities
Help grow the Farm Bureau Mortgage brand.
Review and analyze mortgage loan applications, credit reports, income, assets, and property appraisals.
Ensure loans meet company, investor, FHA, VA, and other agency guidelines.
Determine creditworthiness and risk level of applicants.
Identify potential fraud or compliance issues and elevate as needed.
Approve, suspend, or decline loans based on underwriting standards.
Communicate decisions and conditions clearly to loan officers and processors.
Maintain adherence to federal and state regulations, including TRID and HMDA.
Respond to audits and quality control reviews promptly.
Mentor junior underwriters and assist with training.
Work closely with processing, closing, and sales teams to resolve complex scenarios.
Utilize Loan Origination Systems for accurate documentation.
Prepare reports for management as required.
Maintain a tickler system.
Perform other duties as assigned.
Education and Experience
High school diploma or equivalent.
Minimum of five (5) years Mortgage Loan Underwriting experience with mortgage products, including conventional, FHA, VA, and USDA loans.
Leadership experience a plus.
EEO Commitment Farm Bureau Bank is an equal opportunity/affirmative action employer and complies with all applicable federal, state, and local fair employment practices laws. Farm Bureau Bank strictly prohibits and does not tolerate discrimination against team members, applicants, or any other covered persons because of race, color, religion or creed, national origin or ancestry, sex (including gender, pregnancy, sexual orientation, and gender identity) age, physical or mental disability, citizenship, veteran status, or genetic information, or any other characteristic protected by applicable federal, state, or local law. All team members and anyone doing business with the Bank (including vendors, clients, and visitors) are prohibited from engaging in unlawful discrimination. This applies to all employment actions, including but not limited to, recruitment, hiring, training, promotion, discipline, compensation benefits and termination of employment.
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