PayPal
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Compliance Sr. Manager, Credit Products
role at
PayPal
6 days ago Be among the first 25 applicants
Job Description Summary This role will serve as the Business Unit Compliance Officer for the Consumer Credit organization responsible for 2nd line compliance advisory and oversight globally. This role will support business initiatives and priorities related to PayPal Buy Now Pay Later (BNPL) products. A core component of this role includes strong knowledge of applicable Federal requirements such as FCRA, ECOA, Reg Z, Reg B and UDAAP to provide compliance advisory support on new initiatives and oversight of core aspects of our Compliance program such as applicable issues, incidents, and regulatory changes. This position is responsible for helping enable business priorities with sound compliance management practices and processes.
Responsibilities
Lead complex projects and problem resolution efforts related to risk management.
Collaborate with teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Foster close relationships across cross‑functional stakeholders and work collaboratively to enable compliant and customer‑centric solutions and experiences within the Consumer and Product leadership team.
Define compliance requirements and ensure they are fully understood by stakeholders and integrated in product development lifecycle and roadmaps.
Provide subject matter expertise regarding identifying, assessing, prioritizing, and managing compliance risk including issue and incident management oversight, risk assessment, reg change management and complaints monitoring.
Partner with the business to understand their needs and assist in identifying and developing process and control improvements.
Collaborate with team members in the identification and assessment of compliance risks associated with new products and services.
Support the intake and review of Product related initiatives, including new products, enhancements, regional expansion and deprecation to ensure identification and mitigation of all risks and that regulatory requirements are met.
Support ongoing and targeted compliance monitoring and/or testing, by regulators, internal audit, first line testers, and second line testers.
Identify and influence action across potential areas of increased compliance risk, propose solutions to resolve issues, and provide guidance for future avoidance of similar issues.
Provide regular updates and presentations to senior leadership on emerging risks, trends and regulatory changes impacting their products, services, and markets.
Provide input into the development of risk and compliance reviews for senior leadership, noting key areas of focus and progress against established goals.
Escalate timely and actionable information to key stakeholders.
Qualifications
8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Experience in Compliance for financial services, banking, or payment systems, in supporting business partners through the various stages of product/process development, from ideation to launch.
Experience in Compliance for Credit and Buy Now Pay Later products preferred as well as experience providing product specific compliance advisory support.
Excellent ability to analyze risks in complex business processes and recommend requirements and controls to mitigate those risks.
Demonstrated ability to build and maintain relationships with key stakeholders, including strengths in influencing, conflict management, and negotiation.
Extensive experience in partnering with and counselling senior business clients, particularly in the context of a rapidly changing environment.
Excellent presentation and project management skills with the ability to successfully work multiple issues at one time.
High energy and creativity, an entrepreneurial spirit and the desire to work in a growing and changing environment.
Ability to multitask effortlessly and manage competing priorities under demanding deadlines.
Possess sound judgment, flexibility, and nimbleness in changing courses and solving problems swiftly and independently.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.
Compensation and Benefits PayPal is committed to fair and equitable compensation practices. Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.
The U.S. national annual pay range for this role is $123,500 to $212,850.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in‑person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.
Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.
Belonging at PayPal Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
#J-18808-Ljbffr
Compliance Sr. Manager, Credit Products
role at
PayPal
6 days ago Be among the first 25 applicants
Job Description Summary This role will serve as the Business Unit Compliance Officer for the Consumer Credit organization responsible for 2nd line compliance advisory and oversight globally. This role will support business initiatives and priorities related to PayPal Buy Now Pay Later (BNPL) products. A core component of this role includes strong knowledge of applicable Federal requirements such as FCRA, ECOA, Reg Z, Reg B and UDAAP to provide compliance advisory support on new initiatives and oversight of core aspects of our Compliance program such as applicable issues, incidents, and regulatory changes. This position is responsible for helping enable business priorities with sound compliance management practices and processes.
Responsibilities
Lead complex projects and problem resolution efforts related to risk management.
Collaborate with teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Foster close relationships across cross‑functional stakeholders and work collaboratively to enable compliant and customer‑centric solutions and experiences within the Consumer and Product leadership team.
Define compliance requirements and ensure they are fully understood by stakeholders and integrated in product development lifecycle and roadmaps.
Provide subject matter expertise regarding identifying, assessing, prioritizing, and managing compliance risk including issue and incident management oversight, risk assessment, reg change management and complaints monitoring.
Partner with the business to understand their needs and assist in identifying and developing process and control improvements.
Collaborate with team members in the identification and assessment of compliance risks associated with new products and services.
Support the intake and review of Product related initiatives, including new products, enhancements, regional expansion and deprecation to ensure identification and mitigation of all risks and that regulatory requirements are met.
Support ongoing and targeted compliance monitoring and/or testing, by regulators, internal audit, first line testers, and second line testers.
Identify and influence action across potential areas of increased compliance risk, propose solutions to resolve issues, and provide guidance for future avoidance of similar issues.
Provide regular updates and presentations to senior leadership on emerging risks, trends and regulatory changes impacting their products, services, and markets.
Provide input into the development of risk and compliance reviews for senior leadership, noting key areas of focus and progress against established goals.
Escalate timely and actionable information to key stakeholders.
Qualifications
8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Experience in Compliance for financial services, banking, or payment systems, in supporting business partners through the various stages of product/process development, from ideation to launch.
Experience in Compliance for Credit and Buy Now Pay Later products preferred as well as experience providing product specific compliance advisory support.
Excellent ability to analyze risks in complex business processes and recommend requirements and controls to mitigate those risks.
Demonstrated ability to build and maintain relationships with key stakeholders, including strengths in influencing, conflict management, and negotiation.
Extensive experience in partnering with and counselling senior business clients, particularly in the context of a rapidly changing environment.
Excellent presentation and project management skills with the ability to successfully work multiple issues at one time.
High energy and creativity, an entrepreneurial spirit and the desire to work in a growing and changing environment.
Ability to multitask effortlessly and manage competing priorities under demanding deadlines.
Possess sound judgment, flexibility, and nimbleness in changing courses and solving problems swiftly and independently.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.
Compensation and Benefits PayPal is committed to fair and equitable compensation practices. Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.
The U.S. national annual pay range for this role is $123,500 to $212,850.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in‑person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.
Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.
Belonging at PayPal Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
#J-18808-Ljbffr