PayPal
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Compliance Sr. Manager, Credit Products
role at
PayPal
PayPal has been revolutionizing commerce globally for more than 25 years. We create innovative experiences that make moving money, selling, and shopping simple, personalized, and secure. We empower consumers and businesses in approximately 200 markets to join and thrive in the global economy. Our global, two‑sided network connects hundreds of millions of merchants and consumers, providing proprietary payment solutions that enable transactions online and in person. We support flexible funding options including bank accounts, PayPal or Venmo balances, branded credit products, credit and debit cards, and other stored‑value products.
Job Description Summary This role will serve as the Business Unit Compliance Officer for the Consumer Credit organization, responsible for second‑line compliance advisory and oversight globally. The Sr. Manager will support key business initiatives related to PayPal Buy Now Pay Later (BNPL) products, providing expertise on Federal requirements such as FCRA, ECOA, Reg Z, Reg B, and UDAAP. The position enables business priorities with sound compliance management practices and processes.
Essential Responsibilities
Lead complex projects and problem‑resolution efforts related to risk management.
Collaborate with cross‑functional teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk‑management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Expected Qualifications
8+ years of relevant experience and a Bachelor’s degree (or equivalent combination of education and experience).
Additional Responsibilities & Preferred Qualifications Position Summary/Responsibilities: This role is the Compliance point of contact for the Consumer Credit organization, supporting stakeholders across Global Risk Management, Compliance, Legal, and Product. It works directly with Product and senior leadership to provide coordinated advisory services for business initiatives.
Foster close relationships across cross‑functional stakeholders and collaborate to enable compliant, customer‑centric solutions.
Define compliance requirements and ensure they are fully understood and integrated into product development lifecycles.
Provide subject‑matter expertise on identifying, assessing, prioritizing, and managing compliance risk, including issue and incident oversight, risk assessment, regulatory change management, and complaint monitoring.
Partner with the business to understand needs and develop process and control improvements.
Collaborate on the identification and assessment of compliance risks associated with new products and services.
Support the intake and review of product‑related initiatives, including new products, enhancements, regional expansion, and deprecation.
Support ongoing and targeted compliance monitoring and testing against regulators, internal audit, first‑line testers, and second‑line testers.
Identify and influence action across areas of increased compliance risk, propose solutions, and provide guidance for future avoidance.
Provide regular updates and presentations to senior leadership on emerging risks, trends, and regulatory changes.
Provide input into the development of risk and compliance reviews for senior leadership.
Escalate timely and actionable information to key stakeholders.
What do you need to bring
Experience in Compliance for financial services, banking, or payment systems, supporting business partners through product development stages.
Experience in Compliance for Credit and BNPL products preferred, and providing product‑specific compliance advisory support.
Excellent ability to analyze risks and recommend requirements and controls to mitigate them.
Demonstrated ability to build and maintain relationships with stakeholders, including influencing, conflict management, and negotiation.
Extensive experience in partnering with senior business clients in a rapidly changing environment.
Excellent presentation and project‑management skills, able to handle multiple issues concurrently.
High energy, creativity, entrepreneurial spirit, and adaptability to a growing environment.
Ability to multitask and manage competing priorities under demanding deadlines.
Sound judgment, flexibility, and nimbleness to solve problems independently.
PayPal is committed to fair and equitable compensation practices. The U.S. national annual pay range for this role is $123,500 to $212,850.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and may indicate fraud.
For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office and 2 days at your choice of either the PayPal office or your home workspace.
Our Benefits PayPal offers benefits that support your financial, physical, and mental health, including flexible work arrangements, employee stock options, health and life insurance, and more.
Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity, genetic information, marital status, veteran status, or any characteristic protected by law. PayPal also provides reasonable accommodations for qualified individuals with disabilities.
Belonging at PayPal Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. We celebrate diversity and continually take actions to cultivate inclusion.
REQ ID R0133672
#J-18808-Ljbffr
Compliance Sr. Manager, Credit Products
role at
PayPal
PayPal has been revolutionizing commerce globally for more than 25 years. We create innovative experiences that make moving money, selling, and shopping simple, personalized, and secure. We empower consumers and businesses in approximately 200 markets to join and thrive in the global economy. Our global, two‑sided network connects hundreds of millions of merchants and consumers, providing proprietary payment solutions that enable transactions online and in person. We support flexible funding options including bank accounts, PayPal or Venmo balances, branded credit products, credit and debit cards, and other stored‑value products.
Job Description Summary This role will serve as the Business Unit Compliance Officer for the Consumer Credit organization, responsible for second‑line compliance advisory and oversight globally. The Sr. Manager will support key business initiatives related to PayPal Buy Now Pay Later (BNPL) products, providing expertise on Federal requirements such as FCRA, ECOA, Reg Z, Reg B, and UDAAP. The position enables business priorities with sound compliance management practices and processes.
Essential Responsibilities
Lead complex projects and problem‑resolution efforts related to risk management.
Collaborate with cross‑functional teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk‑management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Expected Qualifications
8+ years of relevant experience and a Bachelor’s degree (or equivalent combination of education and experience).
Additional Responsibilities & Preferred Qualifications Position Summary/Responsibilities: This role is the Compliance point of contact for the Consumer Credit organization, supporting stakeholders across Global Risk Management, Compliance, Legal, and Product. It works directly with Product and senior leadership to provide coordinated advisory services for business initiatives.
Foster close relationships across cross‑functional stakeholders and collaborate to enable compliant, customer‑centric solutions.
Define compliance requirements and ensure they are fully understood and integrated into product development lifecycles.
Provide subject‑matter expertise on identifying, assessing, prioritizing, and managing compliance risk, including issue and incident oversight, risk assessment, regulatory change management, and complaint monitoring.
Partner with the business to understand needs and develop process and control improvements.
Collaborate on the identification and assessment of compliance risks associated with new products and services.
Support the intake and review of product‑related initiatives, including new products, enhancements, regional expansion, and deprecation.
Support ongoing and targeted compliance monitoring and testing against regulators, internal audit, first‑line testers, and second‑line testers.
Identify and influence action across areas of increased compliance risk, propose solutions, and provide guidance for future avoidance.
Provide regular updates and presentations to senior leadership on emerging risks, trends, and regulatory changes.
Provide input into the development of risk and compliance reviews for senior leadership.
Escalate timely and actionable information to key stakeholders.
What do you need to bring
Experience in Compliance for financial services, banking, or payment systems, supporting business partners through product development stages.
Experience in Compliance for Credit and BNPL products preferred, and providing product‑specific compliance advisory support.
Excellent ability to analyze risks and recommend requirements and controls to mitigate them.
Demonstrated ability to build and maintain relationships with stakeholders, including influencing, conflict management, and negotiation.
Extensive experience in partnering with senior business clients in a rapidly changing environment.
Excellent presentation and project‑management skills, able to handle multiple issues concurrently.
High energy, creativity, entrepreneurial spirit, and adaptability to a growing environment.
Ability to multitask and manage competing priorities under demanding deadlines.
Sound judgment, flexibility, and nimbleness to solve problems independently.
PayPal is committed to fair and equitable compensation practices. The U.S. national annual pay range for this role is $123,500 to $212,850.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and may indicate fraud.
For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office and 2 days at your choice of either the PayPal office or your home workspace.
Our Benefits PayPal offers benefits that support your financial, physical, and mental health, including flexible work arrangements, employee stock options, health and life insurance, and more.
Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity, genetic information, marital status, veteran status, or any characteristic protected by law. PayPal also provides reasonable accommodations for qualified individuals with disabilities.
Belonging at PayPal Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. We celebrate diversity and continually take actions to cultivate inclusion.
REQ ID R0133672
#J-18808-Ljbffr