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Agility360

Loan Processor (Mortgage) - Irving, TX

Agility360, Irving, Texas, United States, 75084

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Loan Processor (Mortgage)- Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will possess a strong background in a retail lending environment. Must be familiar with regulatory compliance and strong aptitude for detail, accuracy, and organization.

Job Responsibilities:

Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers

Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines

Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies

Confirm that data entry in Encompass matches all loan documentation in the file

Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process

Build rapport with borrowers and provide on-going communication to the customer regarding loan status

Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated

Prepare file for loan closing and coordinate with all necessary parties involved

Ensure lock and closing dates are met

Any other assigned duties, as needed

Experience:

Must have a High School Diploma or GED equivalent

Minimum of 5 years of experience in Mortgage Processing

Strong working knowledge for Encompass

Must be well versed in FNMA, FHLMC, FHA, and VA guidelines

Adept at calculating income from salaried and self-employed borrowers

Proficiency with DU and LP, FHA Connection and VA Portal

Knowledge of TRID and compliance

Excellent interpersonal, verbal and written communication skills

Strong customer service skills – ability to build rapport quickly

Strong aptitude for detail, accuracy, and organization

Ability to work in a high-volume environment

Job Details:

Contract to Perm role with a growing lender

Schedule: Hybrid (M-Th: in office, F: remote)

Location: Irving, TX 75039

Pay range: Based on experience

Employment is contingent on passing a background check and drug screening

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