Bank of China Limited, New York Branch
2026 Campus Recruitment Queens Branch Business Development/Corporate Business Se
Bank of China Limited, New York Branch, New York, New York, us, 10261
Introduction
Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long‑term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.
Overview *To be eligible for campus recruitment program, you can only apply for 1 position within the U.S. Branches.*
This incumbent will provide post‑lending, customer services and underwriting on Small and Medium Enterprise (SME) and corporate loan products. In addition, s/he will complete tasks assigned by the manager and prepare loan analysis and loan recommendations to meet objectives.
Responsibilities Include but not limited to:
Support implementation of the SME development strategies and proactively seize market opportunities to expand client base
Underwrite loan business develop and maintain normal business relationship with customers
Meet business objectives in the loan operation set by the section head and Branch Manager
Solicit new corporate customer and meet the target set by department head
Prepare the CRR and monitor the loan on timely basis
Participate in various marketing, prospecting and networking activities to enhance Bank’s images and build business relationship for prospective new lending opportunities
Credit Control and Compliance
Handle loan business according to all Bank policies and procedures, as well as OFAC/KYC requirements and inform customers of regulatory compliance requirement
Inform customers of regulatory compliance requirement
Work and coordinate with the Quality Control Unit and BSA Section to perform customer account reviews for loan customers
Help to define high‑risk business characteristic for current portfolio
Enhance BSA/KYC and risk rating in commercial loan
Operations & Post Lending Customer Service
Ensure all documents required per loan agreement have been obtained and uploaded to the centralized documentation storage, address post‑lending questions or issues, including updating post‑lending tickler to ensure receipt of all documents required per loan management
Prepare annual reviews, credit related memos, site visits and presentation reports
Communicate with the Operation Service Department and answer customer inquiries relating to tax, insurance, annual escrow accounts or other post‑lending questions
Review the completeness of loan application, term sheet preparation, arrange appraiser to appraise the value of properties and order credit reports, review appraisal reports, engineer, environmental and credit reports
Prepare credit recommendation report and commitment letter after loan approval, negotiate loan documentation, arrange closing and prepare the closing documents
Participate in loan business activities to ensure the loan operation complies with policies and regulations, and answer correspondences from customers and maintain ongoing communication
Qualifications
Bachelor’s degree required at the time of hiring; major in Finance, Economics, Accounting or relevant fields preferred.
Sound knowledge of due diligence process, regulatory and compliance, as well as credit analysis, Commercial Real Estate, and product knowledge.
Proficiency in Microsoft Word, Excel, Access, PowerPoint.
Bilingual ability in Mandarin and English highly preferred.
Internship experiences in SME and corporate lending experience within Banking industry.
Pay Range Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.
USD $50,000.00 – USD $70,000.00 /Yr.
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Overview *To be eligible for campus recruitment program, you can only apply for 1 position within the U.S. Branches.*
This incumbent will provide post‑lending, customer services and underwriting on Small and Medium Enterprise (SME) and corporate loan products. In addition, s/he will complete tasks assigned by the manager and prepare loan analysis and loan recommendations to meet objectives.
Responsibilities Include but not limited to:
Support implementation of the SME development strategies and proactively seize market opportunities to expand client base
Underwrite loan business develop and maintain normal business relationship with customers
Meet business objectives in the loan operation set by the section head and Branch Manager
Solicit new corporate customer and meet the target set by department head
Prepare the CRR and monitor the loan on timely basis
Participate in various marketing, prospecting and networking activities to enhance Bank’s images and build business relationship for prospective new lending opportunities
Credit Control and Compliance
Handle loan business according to all Bank policies and procedures, as well as OFAC/KYC requirements and inform customers of regulatory compliance requirement
Inform customers of regulatory compliance requirement
Work and coordinate with the Quality Control Unit and BSA Section to perform customer account reviews for loan customers
Help to define high‑risk business characteristic for current portfolio
Enhance BSA/KYC and risk rating in commercial loan
Operations & Post Lending Customer Service
Ensure all documents required per loan agreement have been obtained and uploaded to the centralized documentation storage, address post‑lending questions or issues, including updating post‑lending tickler to ensure receipt of all documents required per loan management
Prepare annual reviews, credit related memos, site visits and presentation reports
Communicate with the Operation Service Department and answer customer inquiries relating to tax, insurance, annual escrow accounts or other post‑lending questions
Review the completeness of loan application, term sheet preparation, arrange appraiser to appraise the value of properties and order credit reports, review appraisal reports, engineer, environmental and credit reports
Prepare credit recommendation report and commitment letter after loan approval, negotiate loan documentation, arrange closing and prepare the closing documents
Participate in loan business activities to ensure the loan operation complies with policies and regulations, and answer correspondences from customers and maintain ongoing communication
Qualifications
Bachelor’s degree required at the time of hiring; major in Finance, Economics, Accounting or relevant fields preferred.
Sound knowledge of due diligence process, regulatory and compliance, as well as credit analysis, Commercial Real Estate, and product knowledge.
Proficiency in Microsoft Word, Excel, Access, PowerPoint.
Bilingual ability in Mandarin and English highly preferred.
Internship experiences in SME and corporate lending experience within Banking industry.
Pay Range Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.
USD $50,000.00 – USD $70,000.00 /Yr.
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