Yoh, A Day & Zimmermann Company
Junior Underwriter (HYBRID)
Yoh, A Day & Zimmermann Company, Phoenix, Arizona, United States, 85003
Junior Underwriter (HYBRID)
Contract opportunity with Yoh Staffing’s client working in
Phoenix AZ .
Pay Rate: $20-22/hr
HYBRID-onsite 4 days, 1 day remote
HOURS: 8am-5pm. Shift will be determined at hiring, must be flexible to work Sat or Sun as this facility is open 7 days/week
What You’ll Be Doing:
Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
Reviewing Credit Reports: The primary daily duty involving credit reports is to analyze a borrower's credit history to assess their creditworthiness and the risk associated with lending. Income Verification/Tax Return Knowledge for Self-Employed Income: Some portions of the day is dedicated to verifying a borrower's income to confirm their ability to repay the loan. For self-employed individuals, this involves a deeper dive into tax returns.
Communication (Outlook, Slack, Chat platform) NO PHONES
Outlook: Used for formal communication, scheduling/review meetings, coaching sessions, and managing daily tasks.
Slack: Utilized for real-time communication with internal underwriting teams. This allows for quick questions, clarifications, and updates on process changes, fostering a collaborative environment.
Click to Chat platform: This tool facilitates direct, often immediate, communication with other USAA parties involved in the loan process. Can be used for urgent inquiries, providing status updates, or addressing quick questions that arise during the underwriting review.
Required:
Underwriting experience in a consumer loan environment is required.
Analytical Prowess: Look for candidates with strong analytical skills.
Consumer Lending Credit and Risk Assessment Expertise: A deep understanding of credit principles, risk assessment methodologies, and the ability to interpret credit scores and reports is crucial.
Income Verification and Tax Return Knowledge: The candidate must be proficient in verifying income, especially for self-employed individuals.
Regulatory Knowledge: Familiarity with relevant lending regulations, compliance guidelines, and industry standards is a must.
Attention to Detail and Accuracy: The role demands meticulous attention to detail to ensure all aspects of a loan application are thoroughly reviewed and accurate.
Communication Skills: While direct customer contact does not occur, strong verbal and written communication skills are vital for interacting with loan officers, processors, and other internal stakeholders to clarify information or explain decisions.
Problem-Solving and Decision-Making: Underwriters often face complex scenarios requiring critical thinking, sound judgment, and effective problem-solving abilities to make informed decisions under pressure.
What’s In It For You?
This is a unique opportunity to support our client; one of the world's largest insurance companies. Medical benefits and 401K are available.
Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
Health Savings Account (HSA) (for employees working 20+ hours per week)
Life & Disability Insurance (for employees working 20+ hours per week)
MetLife Voluntary Benefits
Employee Assistance Program (EAP)
401K Retirement Savings Plan
Direct Deposit & weekly epayroll
Referral Bonus Programs
Certification and training opportunities
Recruiter: Lisa Hughes
Estimated Min Rate: $20.00
Estimated Max Rate: $22.00
Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Visit
https://www.yoh.com/applicants-with-disabilities
to contact us if you are an individual with a disability and require accommodation in the application process.
For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
By applying and submitting your resume, you authorize Yoh to review and reformat your resume to meet Yoh’s hiring clients’ preferences. To learn more about Yoh’s privacy practices, please see our Candidate Privacy Notice:
https://www.yoh.com/privacy-notice
#J-18808-Ljbffr
Phoenix AZ .
Pay Rate: $20-22/hr
HYBRID-onsite 4 days, 1 day remote
HOURS: 8am-5pm. Shift will be determined at hiring, must be flexible to work Sat or Sun as this facility is open 7 days/week
What You’ll Be Doing:
Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
Reviewing Credit Reports: The primary daily duty involving credit reports is to analyze a borrower's credit history to assess their creditworthiness and the risk associated with lending. Income Verification/Tax Return Knowledge for Self-Employed Income: Some portions of the day is dedicated to verifying a borrower's income to confirm their ability to repay the loan. For self-employed individuals, this involves a deeper dive into tax returns.
Communication (Outlook, Slack, Chat platform) NO PHONES
Outlook: Used for formal communication, scheduling/review meetings, coaching sessions, and managing daily tasks.
Slack: Utilized for real-time communication with internal underwriting teams. This allows for quick questions, clarifications, and updates on process changes, fostering a collaborative environment.
Click to Chat platform: This tool facilitates direct, often immediate, communication with other USAA parties involved in the loan process. Can be used for urgent inquiries, providing status updates, or addressing quick questions that arise during the underwriting review.
Required:
Underwriting experience in a consumer loan environment is required.
Analytical Prowess: Look for candidates with strong analytical skills.
Consumer Lending Credit and Risk Assessment Expertise: A deep understanding of credit principles, risk assessment methodologies, and the ability to interpret credit scores and reports is crucial.
Income Verification and Tax Return Knowledge: The candidate must be proficient in verifying income, especially for self-employed individuals.
Regulatory Knowledge: Familiarity with relevant lending regulations, compliance guidelines, and industry standards is a must.
Attention to Detail and Accuracy: The role demands meticulous attention to detail to ensure all aspects of a loan application are thoroughly reviewed and accurate.
Communication Skills: While direct customer contact does not occur, strong verbal and written communication skills are vital for interacting with loan officers, processors, and other internal stakeholders to clarify information or explain decisions.
Problem-Solving and Decision-Making: Underwriters often face complex scenarios requiring critical thinking, sound judgment, and effective problem-solving abilities to make informed decisions under pressure.
What’s In It For You?
This is a unique opportunity to support our client; one of the world's largest insurance companies. Medical benefits and 401K are available.
Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
Health Savings Account (HSA) (for employees working 20+ hours per week)
Life & Disability Insurance (for employees working 20+ hours per week)
MetLife Voluntary Benefits
Employee Assistance Program (EAP)
401K Retirement Savings Plan
Direct Deposit & weekly epayroll
Referral Bonus Programs
Certification and training opportunities
Recruiter: Lisa Hughes
Estimated Min Rate: $20.00
Estimated Max Rate: $22.00
Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Visit
https://www.yoh.com/applicants-with-disabilities
to contact us if you are an individual with a disability and require accommodation in the application process.
For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
By applying and submitting your resume, you authorize Yoh to review and reformat your resume to meet Yoh’s hiring clients’ preferences. To learn more about Yoh’s privacy practices, please see our Candidate Privacy Notice:
https://www.yoh.com/privacy-notice
#J-18808-Ljbffr