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American Credit Acceptance

General Counsel

American Credit Acceptance, Spartanburg, South Carolina, United States, 29302

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Description

Drive strategy. Protect integrity. Lead boldly. At

American Credit Acceptance (ACA) , we’re not just financing cars—we’re creating opportunities. As a leading indirect auto lender, we serve customers across the country with integrity and innovation. Now, we’re looking for a forward-thinking

General Counsel

to join our executive team and lead with clarity, precision, and purpose.

About the Role

Reporting directly to the CFO, the General Counsel will serve as a trusted legal advisor and executive leader, providing oversight across

Legal, Compliance, Vendor Management, Fraud, and Information Security . You’ll play a key role in steering the company through complex transactions, maintaining regulatory compliance, and safeguarding our reputation.

This is a high-impact opportunity for a collaborative, business-minded legal leader to influence strategy, shape policy, and guide ACA’s growth from the inside out.

What You’ll Do

Serve as chief legal advisor to the executive leadership team Lead and oversee a large, high-performing legal team of approximately 50 FTEs.

Lead cross-functional teams including Legal, Compliance, Vendor Management, Fraud, and InfoSec Provide strategic direction, mentorship, and operational leadership across all legal functions.

Oversee corporate governance, litigation strategy, and regulatory risk Review, draft, and negotiate a wide range of contracts (consulting, vendor, confidentiality, service agreements, etc.) Advise on labor and employment law matters, including handbooks, policies, and training Provide legal counsel on federal and state regulatory issues (particularly in financial services) Liaise with outside counsel and manage litigation and dispute resolution Ensure internal policies and procedures align with legal and regulatory frameworks Build and mentor a high-performing legal and compliance team What You’ll Bring

Juris Doctor (JD) from an accredited law school Active member of the South Carolina Bar (or ability to waive in) Minimum of 10+ years of experience in a corporate legal environment (in-house or firm) Strong working knowledge of financial services law—auto finance experience is a

plus Excellent contract negotiation and drafting skills Experience advising executive leadership and navigating complex transactions Litigation experience and proven ability to manage outside counsel Strong communication, leadership, and interpersonal skills Demonstrated ability to lead in a fast-paced, high-growth environment Why ACA?

At ACA, we’re a mission-driven organization with a passion for empowering people—our customers, our communities, and our team members. As part of our leadership team, you’ll enjoy:

A seat at the table where your voice matters A collaborative and values-driven culture Opportunities to drive real impact and long-term success

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