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Sonic Automotive

Finance Manager Momentum BMWMINI

Sonic Automotive, Houston

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Job Description

** Summary: **

The F &I Manager responsible for helping customers secure financing while maximizing dealership revenue through the sale of finance products, warranties, and other add-ons.

** Duties & Responsibilities: **

  • Present financing options and aftermarket products to customers in a clear and transparent manner.
  • Structure deals for maximum profitability while ensuring compliance with all regulatory guidelines.
  • Sell finance and insurance products, extended warranties, maintenance plans, GAP insurance, and more to increase PVR.
  • Secure financing through lender partners, submit credit applications, and gain approvals efficiently.
  • Maintain high closing ratios and consistent PVR performance.
  • Accurately complete all required paperwork and ensure timely funding of deals.
  • Maintain detailed knowledge of manufacturer programs, rebates, and lender guidelines.
  • Provide exceptional customer service and follow-up to build long-term relationships and referrals.
  • Collaborate with the sales team to ensure seamless delivery and a positive customer experience.
  • Stay up-to-date with compliance standards, including state, federal, and dealership policies.

Qualifications:
Qualifications

  • **Minimum 5+ years of proven success in automotive finance & insurance (F&I) management in a high-volume dealership. **
  • Documented history of delivering top-tier per-copy performance with strong product penetration across all categories.
  • Established reputation for consistently exceeding finance performance benchmarks and maximizing profitability.
  • Deep knowledge of finance laws, contracts, compliance, and lender relations.
  • Exceptional communication, negotiation, and closing skills with a polished, professional presence.
  • All applicants must be authorized to work in the USA.
  • All applicants must be able to demonstrate ability to pass pre-employment testing to include background checks, MVR, drug test, and have a valid driver license.

_ Preferred Qualifications: _

  • Experience with the BMW brand
  • Experience within a public automotive group

Additional Information

** Compensation: **

  • ** Draw / Uncapped Commission **

** Schedule ** :

  • FULL TIME
  • Sundays Always Off
  • Saturday Availability Required

** Perks & Benefits: **

  • Medical, Dental & Vision Insurance
  • 401(k) with Company Match
  • Paid Time Off that Grows with You
  • Sundays Always Off
  • Closed on Thanksgiving & Christmas
  • Employee Pricing on Purchases & Leases
  • Free & Discounted Gym Membership Options
  • Exclusive Travel Deals on Hotels, Rentals & Airfare
  • Career Growth in a Fortune 500 Company

All your information will be kept confidential in accordance with EEO guidelines

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