Coastal Credit Union
Vice President, Consumer Lending
Coastal Credit Union, Raleigh, North Carolina, United States, 27601
Overview
Coastal Credit Union is seeking its next Vice President, Consumer Lending. Coastal Credit Union, with $5.5B in assets, serves employees of over 1,800 businesses and associations and more than 300,000 members with 23 branches throughout central North Carolina. Coastal’s tagline is "Bank Better to Live Better" and the organization emphasizes community impact, financial well-being, and a commitment to belonging within a robust benefits package and generous PTO. Role and Responsibilities
Vice President of Consumer Lending will set and execute the strategic vision for Coastal’s Consumer Lending, Indirect Lending, and Home Equity portfolios. Responsibilities include leading the development and continuous improvement of lending products and services that are competitive and compliant, balancing Coastal’s risk appetite with growth objectives and member-first values, and aiming to double the size of the portfolio. The role oversees portfolio performance, fosters innovation in lending practices, and ensures operational excellence across all consumer lending channels. The VP will conduct data-driven analyses of market trends and competitive dynamics to identify and leverage growth opportunities in new markets, through innovative product offerings, and by targeting specific member segments. The role requires effective collaboration with internal and external stakeholders, reporting to the Chief Lending Officer and supervising a team of 5 direct reports. Strong communication with external partners (loan origination systems, indirect lending networks, credit bureaus) and with Marketing, Risk, Finance, IT, Compliance, and Retail is critical for aligning lending strategies with organizational goals and for execution across the organization. Knowledge of regulatory compliance and policy issues will support a healthy portfolio and effective communication with examiners and auditors. Success will be measured through internal metrics (loan growth, delinquency, and closing time/rate) as well as member metrics like improved credit scores, financial well-being, and member satisfaction. Qualifications
Please submit your resume or LinkedIn profile showing your bachelor’s degree (or equivalent experience) and the experience (likely 10+ years in credit union consumer, indirect, and real estate lending, with 5+ years in senior management) that makes you ready to lead consumer lending at one of the nation’s best credit unions. Details
Seniority level: Executive Employment type: Full-time Job function: Management, Strategy/Planning, and General Business Industries: Financial Services, Banking, and Credit Intermediation
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Coastal Credit Union is seeking its next Vice President, Consumer Lending. Coastal Credit Union, with $5.5B in assets, serves employees of over 1,800 businesses and associations and more than 300,000 members with 23 branches throughout central North Carolina. Coastal’s tagline is "Bank Better to Live Better" and the organization emphasizes community impact, financial well-being, and a commitment to belonging within a robust benefits package and generous PTO. Role and Responsibilities
Vice President of Consumer Lending will set and execute the strategic vision for Coastal’s Consumer Lending, Indirect Lending, and Home Equity portfolios. Responsibilities include leading the development and continuous improvement of lending products and services that are competitive and compliant, balancing Coastal’s risk appetite with growth objectives and member-first values, and aiming to double the size of the portfolio. The role oversees portfolio performance, fosters innovation in lending practices, and ensures operational excellence across all consumer lending channels. The VP will conduct data-driven analyses of market trends and competitive dynamics to identify and leverage growth opportunities in new markets, through innovative product offerings, and by targeting specific member segments. The role requires effective collaboration with internal and external stakeholders, reporting to the Chief Lending Officer and supervising a team of 5 direct reports. Strong communication with external partners (loan origination systems, indirect lending networks, credit bureaus) and with Marketing, Risk, Finance, IT, Compliance, and Retail is critical for aligning lending strategies with organizational goals and for execution across the organization. Knowledge of regulatory compliance and policy issues will support a healthy portfolio and effective communication with examiners and auditors. Success will be measured through internal metrics (loan growth, delinquency, and closing time/rate) as well as member metrics like improved credit scores, financial well-being, and member satisfaction. Qualifications
Please submit your resume or LinkedIn profile showing your bachelor’s degree (or equivalent experience) and the experience (likely 10+ years in credit union consumer, indirect, and real estate lending, with 5+ years in senior management) that makes you ready to lead consumer lending at one of the nation’s best credit unions. Details
Seniority level: Executive Employment type: Full-time Job function: Management, Strategy/Planning, and General Business Industries: Financial Services, Banking, and Credit Intermediation
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