Biz2Credit
Overview
Base pay range: $65,000.00/yr - $85,000.00/yr About Biz2Credit: At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. We are dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. We believe that with the right tools and support, small business owners can achieve their dreams, and we strive to create a diverse, inclusive, and supportive workplace where people can bring their whole selves to work. About the Role: As an Underwriter at Biz2Credit, you will evaluate loan applications and assist with the underwriting process. We are seeking an experienced Mid Level Underwriter to join our Miami office. You will perform comprehensive financial analysis on small businesses, including trend and ratio analysis, interpret financial information to assess credit quality and cash flow, and support informed lending decisions. Responsibilities
Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers. Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions. Conduct comprehensive due diligence and verify accuracy of information provided by applicants. Responsible for full cycle underwriting of assigned small business financing. Collaborate with the Underwriting team to identify potential red flags and mitigate risk. Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance. Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements. Maintain accurate and detailed documentation of underwriting decisions and findings. Qualifications
Bachelor's degree
preferred but not mandatory
in finance, accounting, or a related field Previous experience in underwriting, credit analysis, or a similar role is preferred. 3 or more year of experience Strong analytical skills with the ability to interpret complex financial data and make informed decisions. Familiarity with financial statements, tax returns, and credit reports. Knowledge of underwriting principles, lending regulations, and risk assessment methodologies. Excellent attention to detail and the ability to work in a fast-paced environment. Strong organizational and time management skills, with the ability to prioritize tasks effectively. Excellent written and verbal communication skills. Proficient in using MS Office suite and other relevant software applications. Why Join Us
Opportunity to work in a fast-growing and innovative fintech company. Exposure to a diverse range of clients and industries. Collaborative and inclusive work environment. Competitive salary and benefits package. Continuous learning and professional development opportunities. Opportunity for growth and advancement within the company. Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events.
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Base pay range: $65,000.00/yr - $85,000.00/yr About Biz2Credit: At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. We are dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. We believe that with the right tools and support, small business owners can achieve their dreams, and we strive to create a diverse, inclusive, and supportive workplace where people can bring their whole selves to work. About the Role: As an Underwriter at Biz2Credit, you will evaluate loan applications and assist with the underwriting process. We are seeking an experienced Mid Level Underwriter to join our Miami office. You will perform comprehensive financial analysis on small businesses, including trend and ratio analysis, interpret financial information to assess credit quality and cash flow, and support informed lending decisions. Responsibilities
Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers. Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions. Conduct comprehensive due diligence and verify accuracy of information provided by applicants. Responsible for full cycle underwriting of assigned small business financing. Collaborate with the Underwriting team to identify potential red flags and mitigate risk. Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance. Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements. Maintain accurate and detailed documentation of underwriting decisions and findings. Qualifications
Bachelor's degree
preferred but not mandatory
in finance, accounting, or a related field Previous experience in underwriting, credit analysis, or a similar role is preferred. 3 or more year of experience Strong analytical skills with the ability to interpret complex financial data and make informed decisions. Familiarity with financial statements, tax returns, and credit reports. Knowledge of underwriting principles, lending regulations, and risk assessment methodologies. Excellent attention to detail and the ability to work in a fast-paced environment. Strong organizational and time management skills, with the ability to prioritize tasks effectively. Excellent written and verbal communication skills. Proficient in using MS Office suite and other relevant software applications. Why Join Us
Opportunity to work in a fast-growing and innovative fintech company. Exposure to a diverse range of clients and industries. Collaborative and inclusive work environment. Competitive salary and benefits package. Continuous learning and professional development opportunities. Opportunity for growth and advancement within the company. Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events.
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