State Bank
Outside Mortgage Sales Loan Originator
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Outside Mortgage Sales Loan Originator
role at
State Bank
Required Education A B.S. or B.A. degree in a business‑related field or equivalent knowledge.
Required Experience A minimum of two (2) years of experience in related positions normally required.
Preferred Skills
Proficient reading, writing, grammar, and mathematics skills.
Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc.
Excellent interpersonal relations, communication and sales skills.
Proficient PC skills.
A working knowledge of bank operating policies and procedures which impact mortgage loan services.
A thorough knowledge of the features and benefits of all bank mortgage loan products and services.
A thorough knowledge of the mortgage lending documents.
A thorough knowledge of real estate law and credit underwriting guidelines.
Visual and auditory skills.
Valid driver's license.
Ability to work flexible schedule.
Role and Responsibilities Responsible for actively participating in the bank's sales and business development program; performing various duties to develop new mortgage business, including but not limited to customarily and regularly engaging in sales activities away from the Bank’s offices and any home office; reporting pertinent information to the immediate supervisor and providing required information on sales and service activities; maintaining a current knowledge of applicable laws and regulations.
Essential Duties
Jointly establish quantitative sales objectives with the assigned supervisor on an annual basis; achieve these objectives as part of the Mortgage Division's annual marketing/sales plan.
Solicit, via in‑person, off‑site contact whenever possible, new business from both present and prospective customers; maintain ongoing contacts with present customers to enhance cross‑selling activities; maintain detailed records of meetings with prospective or present customers.
Work with the bank's sales team and other members of the sales/service team to increase sales opportunities.
Develop relationships with customers, realtors, community and civic organizations to generate new business.
Locate and contact prospective customers to present the bank's financial services and ascertain banking needs.
Develop financial plans based on the type of loan services required by customers.
Engage in sales activities each week away from the bank’s offices and away from any home office.
Report pertinent information to the immediate supervisor as requested, on an established schedule (e.g., weekly sales activities to the Residential Mortgage Manager); compile information as necessary and provide sales information on a timely basis.
Maintain a current knowledge of laws and regulations impacting mortgage banking services.
Coordinate departmental tasks with coworkers inside and outside the department to ensure an efficient process and proper segregation of duties.
Respond to inquiries relating to the area, requests from customers and bank personnel within given time frames and established policy.
Abide by the current laws and organizational policies and procedures designed to promote an environment free of sexual harassment and other forms of illegal discriminatory behavior.
Support adherence to all internal policies, procedures, and practices in risk management, safety, soundness, and compliance with regulatory requirements (e.g., CRA, BSA, ECA).
Ancillary Duties
Attend sales and trade meetings as the bank's representative to recommend new business and gain information and leads on prospective accounts.
Perform tasks supportive in nature to the essential functions of the job, which may be altered or re‑designed depending on individual or departmental circumstances.
Physical Requirements
Occasionally ascend/descend stairs to move through different floors of the location.
Move around inside the office to accomplish tasks.
Communicate with others to exchange information.
Move wrists, hands, fingers constantly.
Operate a motor vehicle.
Assess the accuracy, neatness, and thoroughness of the work assigned.
Work in a sedentary environment that primarily involves sitting/standing.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Non‑profit Organizations, Hospitals and Health Care, and Medical Practices
EEO Statement The State Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other protected class as required by state or federal law.
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Outside Mortgage Sales Loan Originator
role at
State Bank
Required Education A B.S. or B.A. degree in a business‑related field or equivalent knowledge.
Required Experience A minimum of two (2) years of experience in related positions normally required.
Preferred Skills
Proficient reading, writing, grammar, and mathematics skills.
Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc.
Excellent interpersonal relations, communication and sales skills.
Proficient PC skills.
A working knowledge of bank operating policies and procedures which impact mortgage loan services.
A thorough knowledge of the features and benefits of all bank mortgage loan products and services.
A thorough knowledge of the mortgage lending documents.
A thorough knowledge of real estate law and credit underwriting guidelines.
Visual and auditory skills.
Valid driver's license.
Ability to work flexible schedule.
Role and Responsibilities Responsible for actively participating in the bank's sales and business development program; performing various duties to develop new mortgage business, including but not limited to customarily and regularly engaging in sales activities away from the Bank’s offices and any home office; reporting pertinent information to the immediate supervisor and providing required information on sales and service activities; maintaining a current knowledge of applicable laws and regulations.
Essential Duties
Jointly establish quantitative sales objectives with the assigned supervisor on an annual basis; achieve these objectives as part of the Mortgage Division's annual marketing/sales plan.
Solicit, via in‑person, off‑site contact whenever possible, new business from both present and prospective customers; maintain ongoing contacts with present customers to enhance cross‑selling activities; maintain detailed records of meetings with prospective or present customers.
Work with the bank's sales team and other members of the sales/service team to increase sales opportunities.
Develop relationships with customers, realtors, community and civic organizations to generate new business.
Locate and contact prospective customers to present the bank's financial services and ascertain banking needs.
Develop financial plans based on the type of loan services required by customers.
Engage in sales activities each week away from the bank’s offices and away from any home office.
Report pertinent information to the immediate supervisor as requested, on an established schedule (e.g., weekly sales activities to the Residential Mortgage Manager); compile information as necessary and provide sales information on a timely basis.
Maintain a current knowledge of laws and regulations impacting mortgage banking services.
Coordinate departmental tasks with coworkers inside and outside the department to ensure an efficient process and proper segregation of duties.
Respond to inquiries relating to the area, requests from customers and bank personnel within given time frames and established policy.
Abide by the current laws and organizational policies and procedures designed to promote an environment free of sexual harassment and other forms of illegal discriminatory behavior.
Support adherence to all internal policies, procedures, and practices in risk management, safety, soundness, and compliance with regulatory requirements (e.g., CRA, BSA, ECA).
Ancillary Duties
Attend sales and trade meetings as the bank's representative to recommend new business and gain information and leads on prospective accounts.
Perform tasks supportive in nature to the essential functions of the job, which may be altered or re‑designed depending on individual or departmental circumstances.
Physical Requirements
Occasionally ascend/descend stairs to move through different floors of the location.
Move around inside the office to accomplish tasks.
Communicate with others to exchange information.
Move wrists, hands, fingers constantly.
Operate a motor vehicle.
Assess the accuracy, neatness, and thoroughness of the work assigned.
Work in a sedentary environment that primarily involves sitting/standing.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Non‑profit Organizations, Hospitals and Health Care, and Medical Practices
EEO Statement The State Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other protected class as required by state or federal law.
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