State Bank
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Overview
A B.S. or B.A. degree in a business-related field or equivalent knowledge. Responsibilities and Duties
Responsible for actively participating in the bank's sales and business development program; performing various duties to develop new mortgage business, including but not limited to sales activities away from the Bank’s offices; reporting pertinent information to the immediate supervisor and providing required information on sales and service activities; maintaining a current knowledge of applicable laws and regulations. Actively participates in the bank's sales and business development program as follows: jointly establishes quantitative sales objectives with assigned supervisor, on an annual basis, in conjunction with the Mortgage Division's annual marketing/sales plan; achieves these objectives. Solicits, via in-person, off-site contact whenever possible, new business from both present and prospective customers; maintains ongoing contacts with present customers to enhance cross-selling activities; maintains detailed records of meetings with prospective or present customers. Serves as a member of the bank's sales team and works with other members of the sales/service team to increase sales opportunities. Develops relationships with customers, realtors, and community and civic organizations to generate new business. Locates and contacts prospective customers to present the bank's financial services and ascertain banking needs. Develops financial plans based on type of loan services as required by customers. Spends time engaged in sales activities each week away from the Bank’s offices and away from any home office. Reports pertinent information to the immediate supervisor as requested and provides sales information on a timely basis for monthly and year-to-date sales performance reports. Maintains a current knowledge of laws and regulations which impact mortgage banking services. Coordinates departmental tasks with coworkers inside and outside the department to ensure an efficient process and proper segregation of duties. Responds to inquiries relating to the applicable area within given time frames and established policy. Adheres to current laws and organizational policies to promote an environment free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with and supports adherence to internal policies, procedures, and practices in support of risk management, safety, and regulatory compliance (e.g., CRA, BSA, Equal Credit Opportunity Act). Ancillary Duties
May attend sales and trade meetings as the bank's representative to gain information and leads on prospective accounts. Performs tasks supportive in nature to the essential functions of the job, which may be altered depending on circumstances. Qualifications
Education
A B.S. or B.A. degree in a business-related field or equivalent knowledge. Experience
A minimum of two (2) years of experience in related positions normally required. Preferred Skills
Proficient reading, writing, grammar, and mathematics skills. Thorough knowledge of current mortgage lending regulations (e.g., Reg. B, RESPA, HMDA, Reg. Z). Excellent interpersonal relations, communication and sales skills. Proficient PC skills. Working knowledge of bank operating policies and procedures affecting mortgage loan services. Thorough knowledge of mortgage loan products and services features and benefits. Thorough knowledge of mortgage lending documents. Thorough knowledge of real estate law and credit underwriting guidelines. Visual and auditory skills. Valid drivers license. Ability to work a flexible schedule. Physical Requirements
Occasionally ascends/descends stairs to move through different floors. Occasionally move about inside the office to accomplish tasks. Frequently communicate with others to exchange information. Constantly move wrists, hands, and/or fingers. Must be able to operate a motor vehicle. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. No adverse environmental conditions expected. Sedentary work that primarily involves sitting/standing. Seniority level
Entry level Employment type
Full-time Job function
Finance and Sales Industries
Non-profit Organizations, Hospitals and Health Care, and Medical Practices Columbus, OH
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A B.S. or B.A. degree in a business-related field or equivalent knowledge. Responsibilities and Duties
Responsible for actively participating in the bank's sales and business development program; performing various duties to develop new mortgage business, including but not limited to sales activities away from the Bank’s offices; reporting pertinent information to the immediate supervisor and providing required information on sales and service activities; maintaining a current knowledge of applicable laws and regulations. Actively participates in the bank's sales and business development program as follows: jointly establishes quantitative sales objectives with assigned supervisor, on an annual basis, in conjunction with the Mortgage Division's annual marketing/sales plan; achieves these objectives. Solicits, via in-person, off-site contact whenever possible, new business from both present and prospective customers; maintains ongoing contacts with present customers to enhance cross-selling activities; maintains detailed records of meetings with prospective or present customers. Serves as a member of the bank's sales team and works with other members of the sales/service team to increase sales opportunities. Develops relationships with customers, realtors, and community and civic organizations to generate new business. Locates and contacts prospective customers to present the bank's financial services and ascertain banking needs. Develops financial plans based on type of loan services as required by customers. Spends time engaged in sales activities each week away from the Bank’s offices and away from any home office. Reports pertinent information to the immediate supervisor as requested and provides sales information on a timely basis for monthly and year-to-date sales performance reports. Maintains a current knowledge of laws and regulations which impact mortgage banking services. Coordinates departmental tasks with coworkers inside and outside the department to ensure an efficient process and proper segregation of duties. Responds to inquiries relating to the applicable area within given time frames and established policy. Adheres to current laws and organizational policies to promote an environment free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with and supports adherence to internal policies, procedures, and practices in support of risk management, safety, and regulatory compliance (e.g., CRA, BSA, Equal Credit Opportunity Act). Ancillary Duties
May attend sales and trade meetings as the bank's representative to gain information and leads on prospective accounts. Performs tasks supportive in nature to the essential functions of the job, which may be altered depending on circumstances. Qualifications
Education
A B.S. or B.A. degree in a business-related field or equivalent knowledge. Experience
A minimum of two (2) years of experience in related positions normally required. Preferred Skills
Proficient reading, writing, grammar, and mathematics skills. Thorough knowledge of current mortgage lending regulations (e.g., Reg. B, RESPA, HMDA, Reg. Z). Excellent interpersonal relations, communication and sales skills. Proficient PC skills. Working knowledge of bank operating policies and procedures affecting mortgage loan services. Thorough knowledge of mortgage loan products and services features and benefits. Thorough knowledge of mortgage lending documents. Thorough knowledge of real estate law and credit underwriting guidelines. Visual and auditory skills. Valid drivers license. Ability to work a flexible schedule. Physical Requirements
Occasionally ascends/descends stairs to move through different floors. Occasionally move about inside the office to accomplish tasks. Frequently communicate with others to exchange information. Constantly move wrists, hands, and/or fingers. Must be able to operate a motor vehicle. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. No adverse environmental conditions expected. Sedentary work that primarily involves sitting/standing. Seniority level
Entry level Employment type
Full-time Job function
Finance and Sales Industries
Non-profit Organizations, Hospitals and Health Care, and Medical Practices Columbus, OH
#J-18808-Ljbffr