State Bank
Overview
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Outside Mortgage Sales Loan Originator
role at
State Bank Cincinnati, OH $13,500.00-$65,000.00 3 months ago Responsibilities
Responsible for actively participating in the bank's sales and business development program; perform various duties to develop new mortgage business, including engaging in sales activities away from the Bank’s offices. Report pertinent information to the immediate supervisor and provide required information on sales and service activities; maintain a current knowledge of applicable laws and regulations. Act as a member of the bank's sales team and collaborate with other team members to increase sales opportunities. Essential Duties
Actively participate in the bank's sales and business development program; establish quantitative sales objectives with the supervisor and align with the Mortgage Division's annual marketing/sales plan; achieve these objectives. Solicit new business from present and prospective customers via in-person, off-site contact; maintain ongoing contacts with present customers to enhance cross-selling; keep detailed records of meetings. Develop relationships with customers, realtors, and community organizations to generate new business. Locate and contact prospective customers to present the bank's financial services and determine banking needs. Develop financial plans based on loan services required by customers. Spend time weekly on sales activities away from the Bank’s offices. Report information to the immediate supervisor as requested; compile information for monthly and year-to-date sales performance reports. Maintain current knowledge of laws and regulations impacting mortgage banking services. Coordinate departmental tasks with coworkers to ensure an efficient process and proper segregation of duties. Respond to inquiries relating to the area or to requests from customers and other bank personnel within given time frames and policies. Comply with laws and organizational policies to promote a harassment-free and compliant workplace. Support adherence to internal policies and procedures in risk management, safety, and regulatory requirements (e.g., CRA, BSA, EEO). Qualifications
A B.S. or B.A. degree in a business-related field or equivalent knowledge. A minimum of two (2) years of experience in related positions normally required. Preferred Skills
Proficient reading, writing, grammar, and mathematics skills. Thorough knowledge of current mortgage lending regulations (e.g., Reg. B, RESPA, HMDA, Reg. Z). Excellent interpersonal relations, communication and sales skills. Proficient PC skills. Working knowledge of bank operating policies and procedures affecting mortgage loan services. Thorough knowledge of mortgage loan products and services, and mortgage lending documents. Thorough knowledge of real estate law and credit underwriting guidelines. Visual and auditory skills. Valid driver\'s license. Ability to work a flexible schedule. Role and Responsibilities
Seniority level Entry level Employment type
Full-time Job function
Finance and Sales Industries
Non-profit Organizations, Hospitals and Health Care, and Medical Practices Ancillary notes: \u201cReferrals increase your chances of interviewing at State Bank by 2x.\u201d
#J-18808-Ljbffr
Join to apply for the
Outside Mortgage Sales Loan Originator
role at
State Bank Cincinnati, OH $13,500.00-$65,000.00 3 months ago Responsibilities
Responsible for actively participating in the bank's sales and business development program; perform various duties to develop new mortgage business, including engaging in sales activities away from the Bank’s offices. Report pertinent information to the immediate supervisor and provide required information on sales and service activities; maintain a current knowledge of applicable laws and regulations. Act as a member of the bank's sales team and collaborate with other team members to increase sales opportunities. Essential Duties
Actively participate in the bank's sales and business development program; establish quantitative sales objectives with the supervisor and align with the Mortgage Division's annual marketing/sales plan; achieve these objectives. Solicit new business from present and prospective customers via in-person, off-site contact; maintain ongoing contacts with present customers to enhance cross-selling; keep detailed records of meetings. Develop relationships with customers, realtors, and community organizations to generate new business. Locate and contact prospective customers to present the bank's financial services and determine banking needs. Develop financial plans based on loan services required by customers. Spend time weekly on sales activities away from the Bank’s offices. Report information to the immediate supervisor as requested; compile information for monthly and year-to-date sales performance reports. Maintain current knowledge of laws and regulations impacting mortgage banking services. Coordinate departmental tasks with coworkers to ensure an efficient process and proper segregation of duties. Respond to inquiries relating to the area or to requests from customers and other bank personnel within given time frames and policies. Comply with laws and organizational policies to promote a harassment-free and compliant workplace. Support adherence to internal policies and procedures in risk management, safety, and regulatory requirements (e.g., CRA, BSA, EEO). Qualifications
A B.S. or B.A. degree in a business-related field or equivalent knowledge. A minimum of two (2) years of experience in related positions normally required. Preferred Skills
Proficient reading, writing, grammar, and mathematics skills. Thorough knowledge of current mortgage lending regulations (e.g., Reg. B, RESPA, HMDA, Reg. Z). Excellent interpersonal relations, communication and sales skills. Proficient PC skills. Working knowledge of bank operating policies and procedures affecting mortgage loan services. Thorough knowledge of mortgage loan products and services, and mortgage lending documents. Thorough knowledge of real estate law and credit underwriting guidelines. Visual and auditory skills. Valid driver\'s license. Ability to work a flexible schedule. Role and Responsibilities
Seniority level Entry level Employment type
Full-time Job function
Finance and Sales Industries
Non-profit Organizations, Hospitals and Health Care, and Medical Practices Ancillary notes: \u201cReferrals increase your chances of interviewing at State Bank by 2x.\u201d
#J-18808-Ljbffr