Efinity Mortgage
Overview
The Compliance Manager is responsible for developing, implementing, and overseeing the company’s compliance management system to ensure adherence to federal, state, and investor regulations governing the residential mortgage industry. This role safeguards the company’s operations by proactively identifying compliance risks, providing guidance to executive leadership and staff, and maintaining strong relationships with regulators and auditors. The Compliance Manager will act as the primary resource for interpreting regulatory requirements, updating policies and procedures, conducting training, and ensuring that the company remains in full compliance while supporting sustainable growth. This position is in the office, Full-Time at our Corporate Office in Austin. Full-time, in-office in Dallas and Phoenix as an option. Austin Relocation budget of $10,000. Responsibilities
Regulatory Oversight & Monitoring: Monitor and interpret federal and state mortgage lending regulations, including CFPB, FHA, VA, Fannie Mae, Freddie Mac, and state banking agencies. Regulatory Oversight & Monitoring: Maintain a compliance calendar to track regulatory changes and ensure timely implementation. Regulatory Oversight & Monitoring: Serve as the company’s point of contact for regulatory agencies, auditors, and investors. Regulatory Oversight & Monitoring: MCR reporting. Policy Development & Implementation: Develop, update, and enforce company compliance policies and procedures. Policy Development & Implementation: Ensure Loan Officer Compensation plans comply with CFPB and state requirements. Policy Development & Implementation: Oversee policies related to advertising, RESPA/TILA disclosures, HMDA, ECOA, fair lending, anti-money laundering, and record retention. Training & Communication: Design and deliver compliance training programs for executives, loan officers, processors, underwriters, and operations staff. Training & Communication: Provide ongoing guidance to leadership and staff on compliance best practices. Training & Communication: Communicate regulatory updates across the organization in clear, practical terms. Training & Communication: First point of contact for compliance issues. Auditing & Risk Management: Conduct internal audits and quality control reviews to identify and mitigate compliance risks. Auditing & Risk Management: Oversee responses to investor and agency audit findings. Auditing & Risk Management: Maintain corrective action plans and track resolution of compliance issues. Licensing & Corporate Compliance: Oversee company and branch licensing applications, renewals, and state reporting requirements. Licensing & Corporate Compliance: Ensure mortgage loan originator (MLO) licensing is properly managed and tracked. Licensing & Corporate Compliance: Maintain corporate records and ensure compliance with state mortgage banking statutes. Collaboration & Strategic Support: Partner with Operations, Sales, and Executive teams to ensure compliance requirements are integrated into daily workflows. Collaboration & Strategic Support: Provide compliance input on new product development, marketing campaigns, and technology initiatives. Collaboration & Strategic Support: Advise executives on compliance risks that may impact strategic decisions. Qualifications
Bachelor’s degree in business, finance, law, or related field. 5+ years of compliance experience within the residential mortgage industry. Strong knowledge of federal and state mortgage laws and regulations. Experience managing licensing, audits, and compliance management systems. Excellent communication, training, and leadership skills. Compensation
$80,000 yearly plus benefits
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The Compliance Manager is responsible for developing, implementing, and overseeing the company’s compliance management system to ensure adherence to federal, state, and investor regulations governing the residential mortgage industry. This role safeguards the company’s operations by proactively identifying compliance risks, providing guidance to executive leadership and staff, and maintaining strong relationships with regulators and auditors. The Compliance Manager will act as the primary resource for interpreting regulatory requirements, updating policies and procedures, conducting training, and ensuring that the company remains in full compliance while supporting sustainable growth. This position is in the office, Full-Time at our Corporate Office in Austin. Full-time, in-office in Dallas and Phoenix as an option. Austin Relocation budget of $10,000. Responsibilities
Regulatory Oversight & Monitoring: Monitor and interpret federal and state mortgage lending regulations, including CFPB, FHA, VA, Fannie Mae, Freddie Mac, and state banking agencies. Regulatory Oversight & Monitoring: Maintain a compliance calendar to track regulatory changes and ensure timely implementation. Regulatory Oversight & Monitoring: Serve as the company’s point of contact for regulatory agencies, auditors, and investors. Regulatory Oversight & Monitoring: MCR reporting. Policy Development & Implementation: Develop, update, and enforce company compliance policies and procedures. Policy Development & Implementation: Ensure Loan Officer Compensation plans comply with CFPB and state requirements. Policy Development & Implementation: Oversee policies related to advertising, RESPA/TILA disclosures, HMDA, ECOA, fair lending, anti-money laundering, and record retention. Training & Communication: Design and deliver compliance training programs for executives, loan officers, processors, underwriters, and operations staff. Training & Communication: Provide ongoing guidance to leadership and staff on compliance best practices. Training & Communication: Communicate regulatory updates across the organization in clear, practical terms. Training & Communication: First point of contact for compliance issues. Auditing & Risk Management: Conduct internal audits and quality control reviews to identify and mitigate compliance risks. Auditing & Risk Management: Oversee responses to investor and agency audit findings. Auditing & Risk Management: Maintain corrective action plans and track resolution of compliance issues. Licensing & Corporate Compliance: Oversee company and branch licensing applications, renewals, and state reporting requirements. Licensing & Corporate Compliance: Ensure mortgage loan originator (MLO) licensing is properly managed and tracked. Licensing & Corporate Compliance: Maintain corporate records and ensure compliance with state mortgage banking statutes. Collaboration & Strategic Support: Partner with Operations, Sales, and Executive teams to ensure compliance requirements are integrated into daily workflows. Collaboration & Strategic Support: Provide compliance input on new product development, marketing campaigns, and technology initiatives. Collaboration & Strategic Support: Advise executives on compliance risks that may impact strategic decisions. Qualifications
Bachelor’s degree in business, finance, law, or related field. 5+ years of compliance experience within the residential mortgage industry. Strong knowledge of federal and state mortgage laws and regulations. Experience managing licensing, audits, and compliance management systems. Excellent communication, training, and leadership skills. Compensation
$80,000 yearly plus benefits
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