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BMO U.S.

Credit Risk Strategy Analyst III

BMO U.S., Florida, New York, United States

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As part of the Credit Strategy & Analytics team within the U.S. Indirect Lending line of business, this role will undertake data driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios, support Dealer Management reporting and analysis, assess credit strategies, and help ensure that the portfolio performs within Risk Appetite.

Responsibilities

Builds various reporting dashboards using the most appropriate data extraction, data cleaning and data visualisation techniques.

Provides value through insights, reporting and data visualization techniques. Selects, configures and implements analytics solutions for consistency and repeatability.

Researches and applies continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights.

Works with different teams, management and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization.

Translates business needs to technical specifications and evaluates existing data visualization systems in order to improve them.

Develops data visualizations of "large" amounts of data that facilitate the intuitive presentation of data to decision makers.

Documents data flow, systems and processes to improve the design, implementation and management of business/group processes.

Develops tools and delivers training programs for use of reporting tools and self‑serve analytics by non‑analytical end users; may include delivery of training to audiences.

Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.

Provides specialized consulting, analytical and technical support.

Exercises judgment to identify, diagnose, and solve problems within given rules.

Works independently and regularly handles non‑routine situations.

Broader work or accountabilities may be assigned as needed.

Qualifications Foundational level of proficiency

Technical design optimization.

Decision Making.

Systems Thinking.

Intermediate level of proficiency

Data visualization.

Data storytelling.

Data mining.

Illustration.

Creative thinking.

Problem Solving.

Verbal & written communication skills.

Collaboration & team skills.

Analytical and problem solving skills.

Data driven decision making.

Advanced level of proficiency

Insights design.

Insights development and reporting.

Typically between 5 - 7 years of relevant experience and post‑secondary degree in related field of study or an equivalent combination of education and experience.

Deep knowledge and technical proficiency gained through extensive education and business experience.

Salary $74,000.00 - $138,000.00

Pay Type Salaried

Job Details

Seniority: Not Applicable

Employment type: Full‑time

Job function: Finance and Sales

Industries: Banking

About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

EEO Statement BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.

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