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BMO U.S.

Credit Risk Strategy Analyst III

BMO U.S., Chicago, Illinois, United States

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Overview As part of the Credit Strategy & Analytics team within the U.S. Indirect Lending line of business, this role will undertake data‑driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios, support Dealer Management reporting and analysis, assess credit strategies, and help ensure that the portfolio performs within Risk Appetite. The position involves designing dashboards and analyses, identifying trends and patterns, providing insights through reporting and data visualization techniques, and working with data analytics professionals to optimize, refine, and automate repeatable analytics solutions.

Responsibilities

Builds various reporting dashboards using the most appropriate data extraction, data cleaning, and data visualization techniques.

Provides value through insights, reporting, and data visualization techniques; selects, configures, and implements analytics solutions for consistency and repeatability.

Researches and applies continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights.

Works with different teams, management, and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization.

Translates business needs to technical specifications and evaluates existing data visualization systems in order to improve them.

Develops data visualizations of large amounts of data that facilitate the intuitive presentation of data to decision makers.

Documents data flow, systems, and processes to improve the design, implementation, and management of business/group processes.

Develops tools and delivers training programs for use of reporting tools and self‑serve analytics by non‑analytical end users; may include delivery of training to audiences.

Focus is primarily on business/group within BMO; may have broader, enterprise‑wide focus.

Provides specialized consulting, analytical, and technical support.

Exercises judgment to identify, diagnose, and solve problems within given rules.

Works independently and regularly handles non‑routine situations.

Broader work or accountabilities may be assigned as needed.

Qualifications Foundational level of proficiency

Technical design optimization.

Decision making.

Systems thinking.

Intermediate level of proficiency

Data visualization.

Data storytelling.

Data mining.

Illustration.

Creative thinking.

Problem solving.

Verbal & written communication skills.

Collaboration & team skills.

Analytical and problem solving skills.

Data driven decision making.

Advanced level of proficiency

Insights design.

Insights development and reporting.

Typically between 5–7 years of relevant experience and a post‑secondary degree in a related field of study or an equivalent combination of education and experience.

Deep knowledge and technical proficiency gained through extensive education and business experience.

Salary and Compensation Salary Range:

$74,000.00 – $138,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:

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Equal Employment Opportunity Statement BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state, and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.

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