BMO U.S.
Credit Risk Strategy Analyst III
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Credit Risk Strategy Analyst III
role at
BMO U.S.
Overview As part of the Credit Strategy & Analytics team within the U.S. Indirect Lending line of business, this role will undertake data‑driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios, support Dealer Management reporting and analysis, assess credit strategies, and help ensure that the portfolio performs within Risk Appetite. The analyst will understand and articulate the business case of questions and the estimated value being delivered, design dashboards and analyses, select appropriate visualization and analytics tools, identify trends and patterns, and provide insights through reporting and data visualization techniques. They will also work with other data and analytics professionals to optimize, refine, automate, and scale analysis into repeatable analytics solutions and decision‑support tools.
Responsibilities
Build reporting dashboards using appropriate data extraction, cleaning, and visualization techniques.
Provide value through insights, reporting, and data visualization.
Select, configure, and implement analytics solutions for consistency and repeatability.
Research and apply continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights.
Work with different teams, management, and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization.
Translate business needs to technical specifications and evaluate existing data visualization systems to improve them.
Develop data visualizations of large amounts of data that facilitate intuitive presentation to decision makers.
Document data flow, systems, and processes to improve design, implementation, and management of business/group processes.
Develop tools and deliver training programs for use of reporting tools and self‑serve analytics by non‑analytical end users, and may include delivery of training to audiences.
Focus is primarily on business/group within BMO; may have broader, enterprise‑wide focus.
Provide specialized consulting, analytical, and technical support.
Exercise judgment to identify, diagnose, and solve problems within given rules.
Work independently and regularly handle non‑routine situations.
Broader work or accountabilities may be assigned as needed.
Qualifications Foundational level of proficiency
Technical design optimization.
Decision making.
Systems thinking.
Intermediate level of proficiency
Data visualization.
Data storytelling.
Data mining.
Illustration.
Creative thinking.
Problem solving.
Verbal & written communication skills.
Collaboration & team skills.
Analytical and problem‑solving skills.
Data driven decision making.
Advanced level of proficiency
Insights design.
Insights development and reporting.
Typically between 5 - 7 years of relevant experience and a post‑secondary degree in a related field of study or an equivalent combination of education and experience.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Salary & Pay Type Salary: $74,000.00 – $138,000.00 (Salaried)
The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit https://jobs.bmo.com/global/en/Total-Rewards.
Job Details
Seniority level: Not Applicable
Employment type: Full‑time
Job function: Finance and Sales
Industries: Banking
About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/us/en.
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.
Note to recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
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Credit Risk Strategy Analyst III
role at
BMO U.S.
Overview As part of the Credit Strategy & Analytics team within the U.S. Indirect Lending line of business, this role will undertake data‑driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios, support Dealer Management reporting and analysis, assess credit strategies, and help ensure that the portfolio performs within Risk Appetite. The analyst will understand and articulate the business case of questions and the estimated value being delivered, design dashboards and analyses, select appropriate visualization and analytics tools, identify trends and patterns, and provide insights through reporting and data visualization techniques. They will also work with other data and analytics professionals to optimize, refine, automate, and scale analysis into repeatable analytics solutions and decision‑support tools.
Responsibilities
Build reporting dashboards using appropriate data extraction, cleaning, and visualization techniques.
Provide value through insights, reporting, and data visualization.
Select, configure, and implement analytics solutions for consistency and repeatability.
Research and apply continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights.
Work with different teams, management, and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization.
Translate business needs to technical specifications and evaluate existing data visualization systems to improve them.
Develop data visualizations of large amounts of data that facilitate intuitive presentation to decision makers.
Document data flow, systems, and processes to improve design, implementation, and management of business/group processes.
Develop tools and deliver training programs for use of reporting tools and self‑serve analytics by non‑analytical end users, and may include delivery of training to audiences.
Focus is primarily on business/group within BMO; may have broader, enterprise‑wide focus.
Provide specialized consulting, analytical, and technical support.
Exercise judgment to identify, diagnose, and solve problems within given rules.
Work independently and regularly handle non‑routine situations.
Broader work or accountabilities may be assigned as needed.
Qualifications Foundational level of proficiency
Technical design optimization.
Decision making.
Systems thinking.
Intermediate level of proficiency
Data visualization.
Data storytelling.
Data mining.
Illustration.
Creative thinking.
Problem solving.
Verbal & written communication skills.
Collaboration & team skills.
Analytical and problem‑solving skills.
Data driven decision making.
Advanced level of proficiency
Insights design.
Insights development and reporting.
Typically between 5 - 7 years of relevant experience and a post‑secondary degree in a related field of study or an equivalent combination of education and experience.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Salary & Pay Type Salary: $74,000.00 – $138,000.00 (Salaried)
The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit https://jobs.bmo.com/global/en/Total-Rewards.
Job Details
Seniority level: Not Applicable
Employment type: Full‑time
Job function: Finance and Sales
Industries: Banking
About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/us/en.
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.
Note to recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
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